Category: life

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People Discuss the Mental Illnesses That Get Unfairly Stereotyped

There’s been a big effort in recent years to de-stigmatize mental illness in general, which is fantastic.

We’ve come a long way in talking about depression and anxiety, and with normalizing talking therapy, but when it comes to some mental illnesses, the stereotypes are still going strong.

That’s definitely the case with these 16 illnesses, and knowledge is power.

16. It will break your heart.

I have gender dysphoria and as a teen I starved myself to look more like a boy and so that my menstrual cycle would stop (amenorrhea caused by weight loss.) I also felt dirty and being thin made me feel clean and empty.

I hated myself and wanted to not exist. I literally wanted to starve myself into nonexistence. Vanity didn’t enter into it.

15. It’s paranoia, not always voices.

Schizophrenics don’t always hear voices. With mine, I hear people trying to break down my door, trying to open my windows, and movement under my house.

Schizophrenia often involves extreme paranoia rather than evil voices; my Bio Psych professor told us how her BIL, if off of his medication, believed that if he left the house for any reason someone would break in after he left to unplug the fridge and spoil all the food.

14. Sometimes there’s no reason.

Mood/anxiety disorders do not need an objective reason for occurring – you don’t need to have a shit life to be depressed or to be in at any actual risk of something bad happening in order to have anxiety. They can just happen randomly or in connection to things that happened far in the past.

Therefore, the common notions that someone is ungrateful for being depressed or having anxiety or that they’re faking it because they “have no reason” to suffer from them is absolutely flawed and the attempt at “fixing” them by pointing out the good things in somebody’s life is futile and antagonizing.

13. OCD gets co-opted often.

OCD is not about being tidy and clean. It involves rescuing, intrusive thoughts and obsessively cleaning is just one of OCD related compilations. It can seriously f*ck up someone’s life.

An example would be turning a light switch on and off 30 times once entering a room or you fear something terrible will happen if you don’t.

It really annoys me when someone calls themselves OCD because they like a clean kitchen.

12. This makes me angry.

If you get angry and go off on someone they ask, “are you off your meds?”

11. If only it were just that.

That depression only makes you sad. There is a myriad of other feelings, and physical symptoms.

10. Most people are just average.

Mental illness does not make you particularly dangerous or a genius.

9. And it gets worse with stress.

Not everyone with Tourette syndrome randomly yells out obscenities.

8. Usually they do.

That crazy people don’t know they’re crazy.

7. It can happen to anyone.

Most people with PTSD and/or CPTSD haven’t been in the military or a war zone.

6. It’s hard to spot.

People with anxiety being highly strung, or nervous about things.

It can manifest itself in that way, but it’s more like there’s always something at the back of your mind that needs doing, but you’re not sure what. Even if you know what that thing is, you can see the end goal, and maybe even the steps to getting to that goal, but staying on that path requires you to fight with self doubt, and the “what ifs” that plague your mind when you’re on the way there.

Also, you can appear quite well adjusted in social situations, but in downtime, overthink every fucking thing.

5. OCD takes over your life.

It’s not liking your pens in color coordinated order- it’s feeling like if this ‘contaminated’ pen touches that one, your sister will die.

If you don’t hit the light switch an odd/even number of times, you’ll die.

The rituals can literally take over your life, and you know they don’t make sense, but you can’t stop.

4. Sometimes you can’t cry.

Depression isn’t being sad all the time and crying a lot.

Parts of it can be but it’s different for everyone.

Personally, I don’t cry often and I’m not overwhelmingly sad, I just don’t feel things. Everything feels numb.

3. It’s much more complicated than that.

That eating disorders are a vanity thing.

And that people with an eating disorder only “want to be skinny and get attention ”

And that eating a banana is going to heal you.

2. Don’t judge a book by its cover.

Anorexic people aren’t all skinny teenage white girls.

I’m an average weight, adult man and it drives me crazy how hard it is to find support in the professional world because I’m “not thin enough”

1. Depression is rough.

The sheer exhaustion and feeling of weight. On particularly bad days it’s like I’m wearing a 50lb weight on each limb and a 100lb vest.

People love to say “Exercise and nature will cure your depression!” but it got to the point where I had to stop going to the gym because I was routinely leaving in tears halfway through my workout because I just could not physically or mentally do it anymore.

I have days where I can scarcely physically get out of bed. And all those things that are supposed to give you good endorphins – exercise, fresh air, sunlight, food, even sex… They leave me even more exhausted and miserable.

Now that we know better, let’s do better.

No one likes to be stereotyped, after all.

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Hotel Workers Discuss the Weirdest Thing They’ve Seen in a Guest’s Room

All professions have unique secrets, and that goes double for people who work with the public – there is just no shortage of weirdness when part of your job includes working with other human beings.

That goes double, I would think, for people whose job it is to clean up after people.

These 17 stories from hotel workers are for sure proving my point, so please enjoy.

17. What did he expect?

We had a swingers group stay at the hotel for a few nights. They had a rave going on up on the second floor, there were naked people everywhere on the floors, kids were freaked out by it, other guests were complaining.

On top of that, families could hear the couples running from rooms and constantly f*cking. One guy had found out his wife was pregnant with another guys child so he decided to throw the tv out the window.

It was complete chaos and this is a luxury hotel.

16. I’m guessing some kind of substance was involved.

I had a guy who said his microwave didn’t work and I went up to the room and he locked a plate of food in the safe.

15. I hope they threw out the tongs.

I use to install flooring all over the place in various hotels, during one of the routine installations I had to move the bed, as soon as a moved it over.

I saw it, a behemoth of a purple d*ldo.

Absolutely massive, we ended up jokingly chasing the owner of the hotel around for a bit with it with it held in some tongs before we tossed it.

14. You almost have to be impressed.

Well..

-checked empty room left with doors wide open, on table was brown bag with over $20000 cash

-tried to wake a guy up to checkout, but he was dead

-basketball team used a toilet for communal poops, no flushing. All weekend. The entire toilet was encased in a mountain of poop. They must have had to stand on the ledge of the sink and lean over. Or straddle one foot on the bathtub and somehow not fall into it. It took devotion. Horrible and wtf at the same time.

13. That’s going to be a bad Yelp! review.

I worked at a pretty crappy low budget “3 star” hotel in Canada a year back. On my last month there, a guest came in to request to visit a potential room. Now, I didn’t discover this myself, but I had no choice to afterwards.

The guest comes back after the visit clearly pissed and leaves without saying anything. I go check the room afterwards only to discover a pillow head completely covered in human feces. Someone had wiped their ass. Hell, even the room cleaning staff “didn’t” notice it as it was clearly obviously found behind a chair.

This was supposed to be a clean room ready to rent for the night..

12. That’s definitely something.

Ducklings.

The guest said the mother had died and started looking after the ducklings herself.

We found them in the lodge bathroom.

After that they were kept in someone’s office till the right people came to collect them.

11. I think they should have called the police.

My employer is not a hotel but an online hotel booking website.

We have been contacted by a hotel before who was “complaining” about a guest.

The guests were found unconscious, on the balcony, completely covered in blood, naked, with a knife.

The room was an absolute horror show.

10. I can’t believe they threw her away.

There was this one guy who stayed at least one night every week and he always requested the same room.

We thought he was maybe making drug deals or something so we searched the room after he checked out one day.

Turns out he was hiding a blowup doll under the mattresses. We threw it away and he only came back once after that. I kinda felt bad for him.

9. They got their money’s worth out of that.

My boss has told me the story of a couple on their honey moon

So we basically set out to try and get things our guests ask for and these newlyweds wanted a chocolate fountain. Sure, my boss thought, wouldn’t be to much of a hassle right? No, they had to search like hell to find one.

Well after the couples stay they check out and don’t really say much. When the maid is going to clean the room she basically goes in and starts laughing, my boss comes into the room to and there is chocolate f*cking everywhere, you could see her a**cheeks in the bed and on the table and even in the roof.

You could make out where they started and where they stopped.

8. This makes me mad.

Cats. Cats everywhere.

And a $100 tip with a not that said, “thanks for taking care of these guys, be back in a week.”

She didn’t come back.

7. I’m thinking that cleaning was a waste of money.

A man was having his house deloused and deep cleaned and wound up staying at the local Marriott that I worked for at the time. He was there for something like 30 days or so, drunk off his ass and high on something the entire time.

He never once let housekeeping in. After his departure, the cleaning staff finally entered the room. They were horrified not only by the stench of the place, but also by the utter wreck he left behind. Basically every single piece of furniture was severely damaged, the floors stained and greasy, the linens too far gone for further use, and rotten food everywhere.

It took a week to get the room back in rotation. No wonder it took a month to get his house cleaned up and free of vermin.

6. I think I would quit.

One of my relatives worked in the hotel industry. There was a guest who just left, and when the cleaning ladies entered the room, one of them noticed a pungent smell.

Went into the washroom and holy mother of god.

Apparently someone stuffed a towel filled with poop down the toilet bowl, and the floor was covered with weird yellow stains.

5. I…don’t know what to say.

There are always three rooms that will stand out to me above all else though:

1) We had this guy stay for a full week without letting housekeeping into his room. Each day we brought him new towels and new trash bags and he would meet us at the door to take them. When he left, we were terrified of what we would find, but the room was spotless. He had not touched a thing, and had even gone behind himself to clean with bleach. All the towels we brought him were folded up neatly, apparently unused. Even the bed was how we had left it. Super weird.

2) Walked into a family’s room to replace towels and do general clean up while they were still there and was met by their 12 year old son jacking off. This is after I knocked on the door and he said it was ok to enter. I immediately left the room and returned an hour later when his parents were around. The whole time I was making up the room, the boy sat on the bed crying.

3) Worst room I ever walked into was not dirty in any way. General dirtiness from use, but nothing special. Or at least that’s what I thought until I checked under the bed. There was a GIANT blood stain, taking up almost all of the floor under the king sized bed. We immediately left the room and called the police. I dont know if anything ever came of it, but we shut down the room for two weeks so we could completely replace EVERYTHING.

4. That is all horrible.

I used to serve room service in a hotel that was near a major national hospital, and the two locations had reached some sort of business agreement where people going into surgery could stay at the hotel the night/nights before for a discount rate.

During my three years there, we had about six guests die during the night while waiting for surgery. It was always handled in a really hush-hush manner, but it was always f*cked up to hear about.

We also had a couple of p**n shoots go down in the guest rooms. Getting a room service request for four bottles of coffee and lots of wine at half-past midnight was always a good sign that something sketchy was going on…as was opening the door to see filming lights and tripods.

3. My heart!

We had an elderly (70s) couple stay with us once who were the absolute best. We offered a complimentary dinner around 6 p.m., and the wife had come over to the front desk and brought me a plate of dinner, saying “You’re far too skinny to get any girls, young man.”

I thanked her and ate it, while her husband walked up, gave her a leash, and she left to go walk the dog outside while her husband and I talked about what they were doing in my neck of the woods. They go back to their rooms about half an hour later, and I go about my business.

Around 8:30, he calls down crying, saying his wife won’t wake up. I go up there, calling 911, but I found that she had passed away, sleeping on his shoulder, while they were watching Wheel of Fortune.

I wept like a girl that night, and kept him company while he tried to call his children, who weren’t picking up their phones.

2. That’s definitely weird.

As the owner of a bed and breakfast place the craziest thing i found was an old battered notebook with “Why i love salad” written on the front.

And then literally 40-80 pages on why salad was amazing.

There’d be the occasional suggestion that the author believed salad to be alive in some sense. Looked like it had been written on and off over the course of several years.

1. That wasn’t in the job description.

I work at a low-budget hotel in western PA. Like two weeks ago we had a guest who was getting kicked out for not paying their bill (they had stayed with us for a few months but started slacking on paying what was due). Well checkout time comes, they haven’t checked out with the office.

We go to knock on the door, no reply. We go I side and find them (two ladies in their 50s) dead from an overdose. They had apparently been dead for around 12 hours. Coroner comes and we find out that he needs helping moving the bodies, so me and a few of my coworkers have to lift these two bigger dead ladies and transport them out of the room, down the stairwell, and into the coroner’s vehicle.

Sure, they were in body bags at that point, but still it was so surreal because nobody saw this coming. We all loved them, they just couldn’t pay their bill anymore and killed themselves. They left behind a “note of self destruction” and everything.

I’m appalled, but I don’t think I’m surprised.

If you’ve worked in a hotel, hit us with your best stories in the comments!

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These People Left a Sketchy Situation and Never Looked Back

Whether it’s a sketchy date, or a moment in time where something – or everything – just feels totally off, we’ve all been there.

Those are the moments when listening to our guts, or those little voices in the back of our heads, is more important than ever – and these 15 people didn’t hesitate when their’s started talking.

15. Red flag.

I was at a party, it was a bunch of suburban teenagers like myself at the time.

There was this dude I didn’t recognize walking around and acting super hard, even though he was really scrawny.

He finally got to me, and was like, “yo, I got AK47s for sale, you want one?” I was like, dude, shut up, you ain’t got sh%t.

He takes me out to his car and opens the trunk. It is FULL of guns piled on top of one another. Handguns, assault rifles, shotguns, you name it.

I ended up sneaking out, hopping in my car and heading home.

This dude ended up being a known foot soldier type for a gang out of the nearest big city. He got arrested a few days later when he got stopped for speeding, the cops searched his car and found the guns. He was only 16.

14. She did think about it.

I was in my mid-20s, working myself to absolute death in a small-town office supply store. I mean, the amount of work I was doing as a department specialist was staggering. I was basically working and running half the store myself, so the store manager didn’t have to – while the assistant manager above me was doing nothing but taking a paycheck, stealing digital cameras, and lying about being a trained ninja, and staff was kept to a minimum to make store numbers look better. I was just straight-up in retail hell.

It’s also important to note that my store manager was an arrogant, incapable asshole two steps from heart failure, who had been shunted to that small-town store just to get him out of the way – twice. They’d had to remove him for a while based on employee and customer complaints, some of them in the vein of sexual harassment. I don’t know how he managed to keep his job.

Anyway, one day, he comes up to me. He’s concerned about my attitude. “Customers love you. You know what you’re doing, you do great work. But as soon as you’re not talking to a customer, your whole attitude changes. You never speak to me with respect or enthusiasm. I can see on your face that you don’t want to be here. I mean, look at me! If you just improved your attitude and wanted to be here, you could be me in a couple years! Think about it!”

So I did. And that night, I went home, applied to go back to school, and quit my job the next day.

13. All for the best, I suppose.

I was roofing and getting paid by the day, after a few months I asked to get paid piece work.

My pay for that week was about double and the boss said he had to put me back to daily rate next week….I said goodbye and started my own business.

12. Middle schoolers, man.

When 8th graders had me crying into my pillow every night and drinking wine every time I could.

I quit teaching and joined a lab.

11. Sometimes people are the worst.

Worked at a pizza place for seven years, and the last two it was getting annoying. The new manager was a jerk, pathological liar and got upset at others for leaving on time when he always left 2-3 hours early from openings.

There were a couple of near-quits, one especially on a very busy morning where I was trying to finish day prep, answer phones and take deliveries. I get back from a double and the boss is at the salad line trying to finish up a salad and there are no black olives, and asks me ‘Are there olives in the fridge?”

I say not yet, haven’t gotten to them yet and he angrily replies “You know it’s your fucking job, right?”

I sigh and he adds “DOn’t take back to me!”

I let it slide.

But the last draw was when my mother passed away.

When she went in to the hospital (30 days before her death), I informed work I would be up there with her anytime they scheduled any sort of procedure. It seemed okay, at first, but now comes a Saturday I had requested off and got scheduled anyway. I was like, fine, whatever… for the week.. but then on Friday I was told my mother was going in for a serious procedure on Saturday, so I told my boss. His reply “You asked for the day off, so you’re just using her as an excuse.”

I replied, “No, but you’re the reason I quit.”

That was that. Mother passed away with in a week and I am grateful I was with her instead of at work.

10. Always check your stubs.

I worked in a bookstore and was about to get a monthly-hour contract instead of just a call-up contract. Everything seemed to go fine, i even called up one of the higher ups to confirm stuff was in order after some discussion about the amount of hours i should be working, until i realized i wasn’t getting any wage decelerations (or whatever they are called) anymore and my paychecks seemed rather low for the amount id been working.

Fast forward a few months later, covid had hit and i wasn’t able to work anymore due to regulations, and i had been sending a mail every week about the paychecks, cause i didn’t get a response. I finally get notice that there was an accident because there was “confusion over my contract”.

I wrote up a quick mail to the higher ups about some questions i had regarding their policy of payment through inability to work and their lack of communication. I was expecting the boss to send me a mail, but after two weeks of nothing, he came by the store while i was working with customers without any indication and asked me what my problems were.

Shaking and angry i quickly listed my issues, and he dismissed all of them. Saying the info was either none of my business or that it was outside of his control and could therefore not do anything. I was flabbergasted, and felt isolated. My manager was willing to help but was scared to speak up to the guy out of fear of losing her job.

I decided to call up a public lawyer, and help me out. A month later i get a mail from the boss still claiming that everything was correct and that he would pay 250 euros to stay hush hush.

I was fuming at this point, and didn’t give in. Two weeks later and i he finally conceded in paying my wages correctly for that half year. Amounting to almost 1500 euros.

I had already written my resignation letter at this point. But boy did it feel good.

Turns out they payed me for about 7 hours less per week for almost four months

9. Hindsight is 20/20.

Got injured on the job to the point I had to be off to recover while receiving physical therapy. Went in one day just in time to have my HR call the physical therapist to tell her they’d canceled my insurance. My physical therapist, to their credit put the phone on speaker to let me hear what was going on.

I’d been with the organization 16 years, had pulled numerous all-nighters, sacrificed events with my family and holidays, vacation time, you name it AND put up with a ton of shit from my boss and her cronies, the grown version of the Mean Girls if you will. According to them I was often the most incompetent lazy terrible person there. I put up with it for way too long, because I loved the clients I worked with and I believed in what we were doing.

But that day was my, “F*ck this sh%t, I’m out,” moment. I cussed HR out over the phone and never set foot in the place again. Not even to pick up my last paycheck, which was all of a measly $10 I’d earned the day I went back to work part-time only to get yelled at for not writing someone else’s press release to their liking.

No regrets except I should have quit sooner. It’s just not worth giving 200% when all you get back is the kind of criticism and backstabbing that makes you cry every night when you go home and cry every morning getting ready for work.

Life is good now.

8. Back in the day.

I was the assistant manager of a local pizza franchise that barely exists anymore (I wonder why!). The manager found a better opportunity somewhere else and left, and the woman they replaced him with was probably one of the dumbest people I’ve ever worked with.

You see, we had this deal at our pizza chain where you always got two pizzas with your order (no it wasn’t Little Ceasars). Basically, all that was offered on the menu was a two for one deal for all pizzas.

Well, we had one older gentleman who was living alone after his wife passed away and he loved our pizza. He came in like twice a week, paid full price but only had us make one pizza for him. He always firmly insisted on paying full price and only taking one pizza.

So he comes in for his usual pizza run on this stupid manager’s second day and I grab his single pizza and hand it to him. She comes flying out of the office and starts yelling at me, “Where is his other pizza?!? Why are you trying to cheat this man?” So I calmly explained to her that this was his usual routine and he even told her he was happy with it.

She flies into an even bigger hissy fit yelling something like “Well that’s not company policy, he’s only allowed to order what’s on the menu, and we don’t make special deals with specific customers.”

I looked at her and said, “You realize we’re saving the company money by only making one pizza, and he’s fine with that, right?”

She screeches, “I don’t care. I’m going to report you for this.”

So I pulled my apron off, threw it in her chest and said, “Don’t bother, I quit. You’re too stupid to work for” and walked out the door with the customer. We had a good laugh about it in the parking lot.

Anyhow, I got a job at Blockbuster video right after that, and that was an infinitely better job in every way.

7. I hope he gets in trouble.

Recently worked for a dentist who was committing all kinds of insurance fraud. Now I’m as honest as they come, and this wasn’t okay with me. Especially knowing my name would be on some of the correspondence.

Add to that, this guy was a complete jackass. He thought nothing of berating me in front of patients. I’ve been doing what I do for a lot longer than him, and that kind of disrespect I won’t tolerate.

I left for lunch, sent a text saying I was done and I went home.

6. We’ll just see about that.

When my boss told me I didn’t have the nerve to quit my job.

Handed my notice in 10 minutes after he said it.

5. The woods are never safe.

Was in a forest with a few friends having some fun being oblivious kids. We had just crossed a small river with a large incline on both sides. We go to the other side and started to walk.

I looked at a tree and stopped (I still have no clue what made me feel like stopping) a guy in full gray clothes stepped out from behind the tree and pulled what looked like a gun from his back. For people that may ask it was just a handgun.

Safe to say me and my friends ran as fast as we could without looking back through the forest crossing the river without caring about the makeshift bridge we built and ran straight through. When we got out I realized how bad that could have been.

4. Good for her.

I was working a particularly awful nursing home as a CNA. I was bullied by some of the other CNAs as well as one terrible nurse. I put up with it for a year and put in my 2w notice. I only told management, not the other staff. On my second to last day there, that nurse decided to scream in my face about some imaginary infraction.

About an hour later I learned that the company that had bought the facility earlier in the year had decided anyone who’d been working there less than a year on the sale date would not get any vacation days. I’d also only be getting half my sick days paid out when I quit. That meant 2.5 days of pay.

And I learned that if I didn’t complete my 2 weeks of notice, I’d forfeit those 2.5 days.

I realized 2.5 days of pay wasn’t worth the abuse I was having to endure and I told the DON at the end of that day that I was never coming back. She tried to talk me into it, but it didn’t work.

3. Never going camping.

My grandpa was born in 1915. When he was a kid sometime in the twenties, him and his grandpa went squirrel hunting in the woods of Kentucky. They were hiking through the woods and found a clearing with a still. They heard from the trees,

“What y’all doin?”

“Just out squirrel hunting”

“Ain’t no squirrels round here”

“Sure ain’t”

They proceeded to swiftly nope the f*ck out of there.

2. Someone has regrets.

Worked for someone who hired her lazy brother-in-law as part of my team. I had to do all the work on my own, but not only did he take credit for my work, he threw me under the bus. (Boss wanted to upgrade the antiquated system we were using, but the lazy BIL said there was nothing wrong with our current system and blamed me for not knowing how to do it right even though I was the one who made it work at all in the first place.)

Boss took his word for it and then told me I should learn how to do it properly under Lazy’s guidance. So I said f*ck this and I turned in my resignation letter the next day. I offered to help train whoever they were gonna hire to replace me. Boss said, “No need. (Lazy) can handle it.”

Okay then.

A couple of months later, I get a text message from my old boss, who has never texted me before, acting like an old friend wanting to catch up before asking me to come back…

1. Why not all three?

Me and my brother were chilling outside a 711 talking to a homeless guy and he offered to take us into an alley and let us try some crack.

Still not sure if he wanted to rob us, let us try his crack, or let us try his crack lmao.

I hope if I’m ever in a similar situation I have as many guts!

Do you have a similar story to add to the list? Please hit us with it in the comments!

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This is How 16 People Immediately Lost Interest in Their Crush

Relationships are really hard. Finding people you like to begin with might be even harder, and those first days and weeks, when no one is super invested, are always tricky.

One little thing can be enough to tip the scales in your favor – or not – and these 16 people found they just couldn’t go on after the rose-colored glasses came off.

16. Ew, too much.

Sent me a snap chat of them on the shi**er.

Then said “what? you dont like my poop selfies?”

I had only matched with them on tinder like 5 days before.

15. She’ll always put herself first.

They asked me to take credit for a car accident they caused. I was sitting in the backseat, with another friend of mine, and she turned around to talk to the friend, while putting her foot on the gas; she rear-ended the car in front of her.

I was the only other person in the car with a license and she panicked. She asked me to quickly get in the drivers seat so the woman whose car got hit would think I hit her. I didn’t hate her for it or anything, but something like that really kills feelings.

14. Who does that?

Spit on the ground at the pool. Ain’t nobody got time to step in swimmer goop.

13. What a jerk.

Told me to get my toes “fixed”. Two toes on each foot are HALF webbed. I like them at think they make me look cool and different without being weird or gross.

I was gonna give the guy a bj after we went swimming but sitting by the pool and hearing his opinion of my toes absolutely killed anything I felt. I just told him to leave & that was the end of it.

12. That’s not okay.

Kept squirming his tongue randomly like he was licking something.

11. Suck it up, indeed.

Wore a mesh mask at a place where masks were mandatory.

I don’t like masks either but either suck it up or don’t go places where they’re required.

10. We could all keep going. Sadly.

Would drift while I was in the car because he knew it scared me. He also made me feel like a complete idiot all the time.

Different guy: laughed when I told him how I had been stalked in middle school. Instant nope from me. (He, somewhat unsurprisingly, proceeded to stalk me.)

Guy #3: I heard and saw the way he talked to/treated his mom. If he can’t show the woman who birthed him basic respect, I doubted he would have much for me down the road.

I could keep going, but I think that’s enough for now.

9. When you know, you know.

One of my ex boyfriends yelled at the waitress because she brought out our food and his entree was touching the side dish on his plate.

I was already thinking about ending things, but that accelerated our breakup and I dumped him that same night.

8. Yes, vaping too.

Usually, smoking.

With very few exception.

7. Horrible human.

Said, without knowing it applied to me, that people like me deserved to be rounded up and killed.

6. So many red flags.

Two immediately come to mind.

First was a guy I dated who was great until I heard him make jokes about disabled people and also say the n-word (he’s very white).

Second was a girl who told me that she and her friends go to restaurants and stores and try to be as loud, annoying, rude, and disruptive as they can until they get kicked out. They apparently literally go to the mall and try to get kicked out of as many stores as possible. I don’t have time for people who needlessly bother and disrespect workers like that.

5. That’ll do it.

We talked some politics.

He said, “Trump loves America and pu*sy, so how could I not love him too?”

Attraction gone.

4. Grounds for execution.

Went into the work fridge, shook up a random soda can and laughed uncontrollably for a few seconds and said whoops.

3. My nose is wrinkled so hard.

This very handsome guy I worked with had slept with someone else we worked with. She wasn’t well liked, so I guess he didn’t want people to know about it, but she told everyone (and showed me texts between them, so I knew she was telling the truth), so he would talk s**t about her constantly. He would say some truly awful things about her and it turned me off of him so bad that i just tried to avoid him.

If you’re gonna sleep with someone you work with, you should be on the same page as far as telling other people. And if you don’t make that clear with the other person, don’t try to cover your a$s by being a disgusting jerk.

2. I bet she was surprised.

in my early 20s, dated a girl for a couple of months. One day we were walking around a mall and I mentioned there was something I liked. A little while later she “presented” me with a present.

It was a silver bracelet (the item I was admiring)… asked her when she bought it and she replied “I didn’t, I stole it”. I looked at her and asked “for real”? She said “yep”, I told her to take it back and that I didn’t want to see her anymore.

Too bad, she was a cute girl.

1.  Well, that’s awkward.

Found out she had a boyfriend. Gave up because I’m not an a**hole and her bf was my friend.

I’m so glad dating is not my thing anymore.

Now I just have to live with the consequences of my own choices. Easy enough.

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Terrifying Incidents That Happened in Broad Daylight

When we think about scary events, we often picture them happening in the dead of night. Maybe the person is somewhere they shouldn’t have been, or they made some choices that made it easier for the bad thing to find them.

We know that’s not true (right?). Bad things can happen any time, to any one – even people who have done everything “right” as far as keeping safe.

These 15 people’s stories are all the proof we need.

15. Glad Mom was there.

Almost drowned as a 6 year old in a populated adult pool.

I was floundering for what felt like a minute, quickly loosing breath and swallowing water.

No around me heard my gargled cries. No one helped.

Thank god my mother pulled me out before it was too late.

And that’s how i developed my fear of water.

14. So not ok.

I was 18 or 19 and picking up a prescription at the pharmacy. While I was waiting in line, a man (who I guess was waiting in line as well) started taking pictures of my feet with his cell phone. He wasn’t even trying to be subtle, just kind of bent over and aimed his phone at my feet. I moved a few feet away and he just followed me.

The pharmacist saw the whole thing and mouthed “do you know him?” I shook my head with my eyes wide, grabbed my prescription and bolted away from the counter. I hid in the store until I saw him leave and drive off because I was afraid he might follow me.

Maybe not terrifying, but definitely unnerving and creepy. Still creeps me out thinking about it.

13. That’s a rough ten seconds.

Sixteen, female fresh out from school for the day.

Take bus home and am standing next to a kid who felt like wearing all red. Car pulls up and a guy in the backseat has a handgun.

Points it at the kid in the red but I knew more or less everyone at the bus stop was going to get shot because some dumba** wanted to wear gang-affiliated colors.

Light turns green and the driver goes and I’m left reeling with the whole “what if” scenarios for a few days.

12. More people should do something.

A friend and I had just ridden our wave boards like nerds from the engineering dorm down into the public square (Red Square at UW, we rode down nonstop from McCarty hall) and were sitting on the library steps watching the sunset. Across the way near the smoke stacks, we saw a couple yelling at one another really exaggeratedly. The guy then grabbed the girl and started hauling her about. We were amused, as we thought they were just play fighting – there was a large group of students sitting right next to them watching and doing nothing either. Nothing seemed wrong until he threw her to the ground, and started dragging her towards the stairwell leading to the parking garage.

During this time, a group of five girls left the garage and walked past. The girl, still being forcibly dragged, pleaded to them, “Please help me!” – we could hear her clearly from across the square. The girls looked and did nothing, and kept walking. Nobody on the stairs moved, either. They just watched. My friend and I got up and started walking quickly towards them, but they disappeared into the stairwell before we got halfway across. There, we intercepted the girls who had passed them.

“Did you see that?” they were asking amongst themselves, worriedly. I glared at them for not stopping.

I sent my friend into Odegaard library to have the help desk call the campus police. While he did that I went into the stairwell and headed down the steps, all the while hearing the girl screaming while the guy kept hitting her and shouting at her.

I got to the bottom platform, passing two people on their way up. One was joking about how it looked like the guy was going to kill his girlfriend. They were amused and unconcerned, and ignored me.

The bottom platform has double-swinging doors that lead to a smaller room with an elevator, and then more doors leading directly into the garage. The guy and girl were in this room, and I was in the stairwell just outside. I waited there for campus police while the guy kept yelling and the girl kept crying. After about thirty seconds, he hit her again, and hefted my wave board, kicked the door open and shouted (rather lamely) “STOP IT OR I’LL HIT YOU!”

The girl took this opportunity to break free and run up the stairs. The guy (taller and more muscular than me, whoops) looked surprised as well but didn’t move, he saw my club-like board and gave up immediately. He tried to explain that his girlfriend was threatening to have him deported (he was in the US illegally past his visa or something) and he was trying to blackmail him or something of the sort. I held him there for a few minutes waiting for campus police, but they still didn’t show up. I finally told him to get on the elevator and to stay away from the girl, and that I’d beat the shit out of him if I saw him doing that again. He scrammed.

Went outside and saw my friend waiting. He said the front desk at the library wasn’t willing to call the campus police, and when he finally relented and called, they said they would send a unit out. We waited about an hour and nobody showed up.

11. Can’t give up a girl like that.

I was a Senior in High School and was dropping my girlfriend off at her house. She lived in a pretty ghetto area, and I was from the “nice” part of town. As I was saying bye to her, her neighbor from across the street walked over to us and started yelling at me.

This guy was our age and I guess she knew him as well. He started yelling at me for some reason, so I started walking towards him to do who knows what, when he said “I have a gun and I’m gonna fucking kill you”. At this I just stop in my tracks trying to determine if he’s being serious.

And then my girlfriend stalks past me, walks up to him and slaps him in the face as hard as she can and yells “get the f*ck out of here Junior and go home!”.

I stood there thinking “Holy sh%t, she just owned that guy”. That was 15 years ago and we’re now expecting our third kid ?

10. Talk about an overreaction.

My dog and I are stopped at a crosswalk and he barks and scares this woman. As soon as he barked the walk dude came up to cross but the lady started yelling about my needing to control my dog and she pulled out a taser.

I’m just trying to get across the street and she starts making even a bigger scene saying how she’s going to shock me. My dog is barking at the crazy lady we are standing in the street now, at a busy intersection and I thought to myself I’m about to get tased in front of all these people.

9. This hurts my heart.

When I was in 5th grade, I had a seizure in the middle of class. When I woke up on the floor, kids were running around me and laughing, and the teacher was yelling at me to get back in my desk and stop trying to get attention.

Everything hurt and I was completely out of it for the rest of the day, and I didn’t understand anything about what happened, or just how big of a shitlord the teacher was, until a couple of years later.

8. All too common.

A couple of years ago I was jogging in the centre of my town as usual, when I realized I was being followed by some guy I had never seen.

He kept trying to talk to me, and at some point he grabbed me from behind and went full molester on me. I shook free then started screaming, knocking on the hood of a car passing by. He ran away, never to be found.

I couldn’t jog for over a year.

7. What a complete creep.

Recently went to Dolphin Cove to take care of my number one bucket list item, swim with sharks. I went with my best friend. Her and I are in our 40’s and cute enough in our own right. Our shark trainer flirted with us but we thought nothing of it.

Once we were in the water, we had to sit on a bench. He maneuvered the shark on our lap. Part of the program was the trainer guiding our hands to feel the shark. He put both of our hands on his very erect penis. We again kind of blew it off thinking it was an accident.

Then he told us to spread our legs so we could hold and balance the shark on our legs. He slid his hand up our thighs and got his fingers under both of our bottoms before we stopped him.

We both felt violated and it ruined my very top bucket list item experience for me. It horrifies and frightens me to think of how often he’s done that with other women and kids.

6. I think I would have said something.

As a young teenager, in the early 90s I went to a slightly low-rent amusement park on a school trip. They had some rides, nothing like the huge ones at premium parks, but there was a reasonable looking rollercoaster – with a full loop and a corkscrew-style part (I’m sure there’s a bunch of terminology I don’t know about rides, so don’t mind me).

My group of friends all decided to give it a try. I’d never been on one, so while I was a bit scared, it looked pretty cool, so why not? Our group all get on at the same time, talking and bullshitting each other in the way excited kids do.

The cars start moving backwards up a slope. Once it gets to near the top, the cars would release and go down the track. We’re still moving up the slope and I look across at my friend and his restraint is down. Mine isn’t. Oh shit.

I panic naturally. We must be over a hundred feet up, on a 45′ slope. There’s nothing I can do to get off and it can’t be too long until the cars will drop. I grab my restraint and pull it down across my chest. I think it locks into place, but now the cars drop.

I can’t do a fucking thing except hold on. The speed pins me into my seat, and while I don’t think I’d come out in the corkscrew part, here comes the loop. As I pass the top of the loop I feel the cars slow just a little. My knuckles must have been transparent, they were gripping the edge of my seat so hard in a vain attempt to hold my upside-down ass in the seat…

We exit the loop and go up another slope to then reverse the track direction. As it slows I can just about prise my hands from the seat to check my restraint and it felt secure. Naturally I didn’t quite trust it and I gripped my seat all the way back through the course.

I got off the ride in a daze and never said a thing about it.

5. Don’t go after a guy’s mama.

A few things come to mind but this is the biggest one for me…a few years ago I was at the local mall, outside waiting for my mom to get there. I see her car pull up, and she turns around and goes to park. Parking is accomplished without incident. She’s maybe 50 feet away from me. She gets out of the car, and some car drives up into that row of parking about 10 seconds after she finishes parking.

This guy (maybe 45) gets out of his car and starts yelling at my mom for “stealing his parking” (even though he wasn’t anywhere near her when she was parking), calling her some nasty sh%t, and says that if this were his country that “she’d be dead for crossing a man.” Anyways, my mom had parked fair and square.

After he starts throwing this sh%t at her, his relative gets out and also starts yelling at her. I’m a large person (6’1, 230 lbs and I have a lot of muscle but some extra chub too cuz I’m too lazy to diet perfectly and my wife likes it….that’ll be my excuse), but I HATE fighting and violence.

Regardless, I run towards them and my mind goes into warrior mode. This guy was getting uncomfortably close to my mom, so I bark some obscene stuff at him and act like a caveman in heat fighting a sabertooth and the guy actually screamed like a child and fell backwards over his car and begs me not to cut him (I didn’t even have a knife or anything on me).

I tell him that respecting women is both important and honorable and asked him to apologize, and then he drove off. Adrenaline was going crazy and my heart was pounding but my mommy dearest is safe and hopefully d*ckwad learned his lesson.

4. It happens every day.

Walking back from lunch to my office. I work in a urban area but it usually is safe to walk. From the corner of my eye I thought I saw someone following me. Didn’t think too much about it but picked up my pace a little.

I had to stop at the crosswalk and the person behind me catches up and I feel something on my back and he tells me to make a left turn. I turn into the next street and he asks me for all the money in my wallet. I gave it to him and he bolted past me.

It had to be no later than 1:00 PM and I got mugged right in broad daylight.

3. Funny as long as it didn’t happen to you.

Im a little late to this party but here goes. I was on a 300 mile ride on my motorcycle when I stopped for gas at a sketchy gas station. While I’m stopped this homeless guy in a puffy ratty fur jacket and a flava flav style Viking hat rides up on his bicycle with a milk crate for a basket and a home made trailer.

He rings the bell on his handle bar and tells me I have a nice bike as I’m walking in to pay. I say “thanks you too bud” and he charges at me on foot and pushes me, from behind, hard and says “no man I said you have a niiiiiiiiceeeeeeee biiiiiiiiiikkkeee”.

Im freakin out now cuz this dude looks high as hell on something hard and, though I’m not a small dude, I’ve heard drugs make ya fight hella crazy.

So I push this guy to the ground and yell for him to BTFU and he gets up, adjusts his hat and says “this is what you wear when you wanna sing immigrant song by Led Zepplin….. AHHHHHHH-AHH-AHHHHHHHHHHHH-AHHHHHHH!!!!!” then he runs to his bike like a mad man and rides off.

Most terrifying and hilarious thing to every happen to me

Tldr; cranked out homeless dude attacked me in a parking lot. May have been Robert Plant.

2. Hate to think he’s still out there.

I’m a 20-something lady. I was heading home from the gym (tired) dressed elegantly (on my way from work) along a large, well-lit street. About a block from my house, a man first tried to catch my attention and then to grab me and pull towards the bushes on one side of the sidewalk, having already partly removed his pants.

I screamed bloody murder and ran home. After calling the police and describing the attacker, they asked what I was wearing. I was going to get mad, but it turned out he matched the description of a local pedophile suspect that preys on young girls form the nearby school. I was wearing a rather girly navy blue skirt with a white shirt that day.

He was never arrested.

1. This is quite a ride.

I had a friend with primary-progressive MS. He got sick early, too. Only 35. As it progressed to the point that he started relying on a cane (and some days a walker) to get around, you can imagine how he changed. I say this not as excuse for what he did, but so you can understand how anger and depression can make a person behave differently than they had before. By this time, he was not the same man I befriended. I still cared for him and wished him will, but we stopped hanging out after that because his attitude was too terrible.

One evening, we’re sitting around in a bowling alley bar. My friend’s girlfriend is setting up a Karaoke show, and the sun hasn’t even gone down yet. It’s 8:30 at night. Three guys come in and hassle her about wanting to sing now. She tells them it won’t start for an hour. They hassle her some more, then wander off. They bowl, the place starts to gain some customers, the lights in the bar get turned on to balance out “cosmic bowling”. Then these three guys wander back in at about 10. They want to sing.

They get mad when she didn’t remember the songs they’d shouted at her earlier while screwing with her microphones. They get mad again when they’re told they have to fill out the little slips and wait their turn like everybody else. They get mad a third time when she won’t take five dollars to let them go next. By now, our entire group of friends were there and celebrating a birthday. (We are not cool.)

The guys wander away again, then almost get skipped over before showing up to do their turn half an hour later. As they pick up the mics, they shout “WE BETTER GET TWO SONGS FOR MAKING US WAIT, TOO.” into them, causing feedback and a lot of angry people. She tells them “one song. Everybody gets a chance to sing.” It devolves into a full blown argument between them.

My friend, who is having a walker day, gets up to go defend his girlfriend, and in the middle of the shouting, the whole room distinctly hears my friend say “And if a bunch of niggers think they can intimidate my girlfriend…” He trails off as he realizes that the entire bar, and indeed a big chunk of the bowling alley have gone silent.

These guys aren’t about to (and shouldn’t) take that shit, but it didn’t have to go down the way it did. All of a sudden, he’s trying to back away (with his walker) from these three guys who are all twice his size while he apologizes. They’re screaming at him about how he’s a “crippled cracker” and they’re going to make sure he needs a wheelchair if he lives through this and his girlfriend can use the walker after they break her legs too.

Too far. They didn’t have to accept the apology, and if one of them had just punched him, I’d of said that’s fair and he deserved it. But we couldn’t let them do what they were threatening. Next thing I know, two of our friends and I have stood up and I’ve shouted “That’s enough.” Next thing I know, they’re in our faces. One of my friends is just trying to negotiate our way out of it. The other is making threats. I’m just standing there trying not to lose my game face because I’m terrified as fuck of this 350+ pound 6’6″ mountain of a person who’s picked me to square up with.

I manage to duck under the punch he throws at me, and somehow end up behind him. Desperately, I somehow end up with this guy in a full nelson. Except I’m 145 pounds and 5’8″. At this point, I’m this guy’s new cape. He starts swinging around wildly screaming “get him off! Get him off!” The entire room has gone from fear and agression to amusement. I hear people start to laugh. One of his buddies grabs me by the back of the shirt and shoves me away. I stumble, trip over something, and break my nose on the corner of a table. I can’t even claim a decently taken punch to the face.

The Mountain walks over to me. I’m now laying on the ground with blood gushing out of my face. He leans right down over me and shouts “Stay down!” Then he looks at me for a second, points a finger in my face, and says “I get it. You gotta stand up for your boy. What you really gotta do is pick better boys, or educate yours.” Then the waved finger turns into an extended hand and he helps me to my feet. Bartender grabs me a rag, and we all get kicked out together.

When the cops showed up and found us all (except loudmouth) sitting outside congenially, they agreed to let us all go on our way (and drive me to the hospital), if we all agreed to drop the matter. My friend wanted charges pressed against all three and was threatening to sue the bar too. He backed down when I told him I’d break his nose to match mine if he did anything of the sort. It was the scariest moment of my entire life, and the only reason I lived was because The Mountain showed me mercy. This fucker wanted to bankrupt me in lawyer’s fees after that?

That was eleven years ago. I only saw my friend twice after that. Once at a bar, and once at his funeral. I miss the man he was before the MS. I don’t miss the angry, depressed man he became.

I’m legit horrified and promise to be safer in the future, Mom.

If you’ve got a story that would fit on this list, drop it in the comments.

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Memes Guaranteed to Make You Crack a Smile

Why so glum? Feeling blue? Angry at the world? Let’s take a moment to decompress.

Sometimes self-care looks like taking five deep breaths. Sometimes it looks like yoga. And sometimes it looks like memes.

If you’re looking for a lift, these 12 memes just might make you crack a smile.

1. What marks a true friendship

Did you hear that Tiffany got caught cheating on Matt? Omg let me tell you all about it…

Image Credit: Someecards

2. It’s called a “coping mechanism”

And yes, I know, if I saw a therapist, I could learn some healthier ones.

Image Credit: Someecards

3. No turning back now

You made your choice.

Image Credit: Someecards

4. God, I hope not

Brings a whole new meaning to “baby-faced.”

Image Credit: Someecards

5. We all do this, right?

Listening to music or meditating might make for a more relaxing moment of self-care.

Image Credit: Someecards

6. Hey, me too

This is why leggings are a thing.

Image Credit: Someecards

7. Happiness is morning and evening

Daytime and nighttime tooooo.

Image Credit: Someecards

8. I feel seen

In more ways than one.

Image Credit: Someecards

9. hOWL-ow can you go?

The expression on that last one.

Image Credit: Someecards

10. Do I want the salad or the pasta?

What did the person before me order? Ah, I’ll just get the same thing!

Image Credit: Someecards

11. Food pwease

May I have some more?

Image Credit: Someecards

12. I hope they’re ok

I’d feel somewhat responsible if they’re not…

Image Credit: Someecards

Wasn’t that nice?

Your problems haven’t been fixed, but maybe now that you’ve taken a moment to step away from whatever is stressing you out, you can go back to it with a clearer head and a lighter heart.

Or, if you’re still feeling anxious, try calling up that close friend for some hot gossip.

Do you ever get stressed when ordering a meal? Let us know in the comments!

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People Discuss the Worst Financial Decisions They’ve Seen Folks Make

I hate these kinds of stories.

I’m talking about the ones where people blow all their hard-earned money either through a scam, recklessness, or just plain bad luck. And, sadly, it happens all the time.

AskReddit users talked about the worst financial decisions they’ve ever seen.

1. Ouch!

“A private company announced a special dividend to all shareholders as of date of record one-month in the future. $1.30/share dividend.

There was an option holder with 300,000 options at a $0.10 strike price.

He did not exercise them. Had he exercised his options for $30,000, he would have been paid $390,000 the following month.”

2. Some people…

“I used to work for a company with an actuarial Department. There was a lovely young woman working in the call center with a masters degree in data science.

She was constantly talking about how frustrated she was with making $16/hour in a call center when she had a masters degree in data science, yet no matter how many times I told her to apply to the actuarial team she wouldn’t do so. The actuarial team was HUGE about promoting within.

I saw many people who wanted to learn more about what they do who had no experience whatsoever get excepted into the team because they wanted to learn. This girl was a shoo-in. And yet she never even tried despite the fact that there were always openings.

She also shared with me that she was $180k in debt for that master’s degree. Last time I checked in with her she had left the job completely and is now in school for art. (Insert facepalm emoji here.)

But my favorite was before I was even an accountant. I worked for a small CPA firm as a receptionist during tax time. I saw a full-grown woman sit down on the floor and start crying because she owed $900 in taxes that year when she had made about $150k that year.

I rolled my eyes so hard that I hurt myself. Later that day I had a guy who owed $750k to the IRS and said “woohoo! That’s way less than last year!””

3. Sad stories.

“The client who joined an MLM and racked up half a million dollars worth of losses before finally listening to us and quitting.

The client who spent $40k on Farmville over 3 months.

The clients who give their adult children allowances that exceed my salary, fancy cars, and houses without expecting them to ever hold down a job themselves.”

4. Bad idea, sir.

“Watched a client walk out of my office after I explained the risk in liquidating his 401K to start his own business.

He started it with no management experience or business model, real “fly by the seat of his pants” kinda guy. Wanted to start a career flipping houses in a college town, turn them into upscale rentals.

Did it in a bad neighborhood and lost EVERYTHING.”

5. Oops!

“My brother had a long standing client of around 10 years get married after only knowing a woman for 12 months. He was almost 55, she was in her early 30s.

55 y.o. man wanted to add her as a signatory on his retirement account. Basically giving her 100% power over the account. A quick soft credit check showed she was not good with money.

My brother offered up many different options as to how to give her access to the money but with limitations. He even straight up refused to do it, saying that he needed to think about it for a few days.

The guy came back in the next morning saying he would file a complaint against him if he didn’t set it up. My brother said that he would need to get the documents notarized, and sign a waiver that this is against the institutions advice.

The guy comes back in later that day and finalizes the deal.

You can guess what happened within about 6 months.

The account had around 600k in it to begin with, and she had managed to run off with about 65k before the account was frozen by my brother for review of withdrawls.

The man was f*ckin p*ssed and tried to lawyer up twice. Neither time did it even go to court.

His advice is that if you are married and have investment accounts, just keep them separate unless you REALLY have a reason to give them access.

You can totally notify the agency about your marriage, and sometimes in certain situations the spouse can get limited info confirmed for medical bills and such.”

6. Terrible decisions.

“Making over $250k (sometimes WELL over), no withholding, not paying estimated taxes throughout the year, can’t afford the tax bill with the return EVERY YEAR, then b*tching because they can’t afford the installment payments on the taxes they owe from two years ago.

Sell your gaudy McMansion, take your teenage daughter’s credit card away, let your drunk driving son stay in jail and get a public defender, and tell your b*tch wife to stop spending all day at the tennis courts sipping mimosas.

Get your sh*t together and pay taxes throughout the year like the rest of us. You aren’t being persecuted by the IRS, you’re just an idiot.”

7. Wow.

“I work for a bank. One of our branches had a customer who was basically homeless. Then, he wins the lottery!

Over the next few months, the staff watched him come in to withdraw thousands of dollars every day to spend on extravagances. Everyone tried to convince him to sit with a financial advisor to help him make the most of his money.

Less than a year later, he’s in slightly better shape than when he started; he’s at least able to live in the car he bought.”

8. Come on!

“I’ve had a client where I noticed this guy’s credit debt always remained hovering $13k to $15k… I asked him why he only makes minimum payments on his credit card instead of paying it off, because I see he has roughly $11k sitting in a bank account.

Interest per month on that credit card bill is roughly $250, and according to his repayment patterns it will take him roughly 19 years to pay it all off.

His answer to me is the bank charges him $7.99 per month for his bank account if his balance dips below $10k… So to save the $7.99 per month this guy is paying $250 in interest on his credit card.”

9. Gotta do your research.

“What I’ve seen, countless times, is someone who started a business with ZERO research, no understanding of what running a business involves. (Here’s a hint: practically every business involves paperwork and deadlines.).

The business models come in waves… for a while it was Barbecue shacks, then it was cupcakes, then house flippers, then food trucks. I think they see it being done on TV shows that make it look fun. It isn’t fun when they come to me with debt, tax levies and lawsuits. IRS and state labor department and health department on their backs, and suppliers taking them to court for unpaid bills.

Some of them cashed out their retirement account to buy a business; others put their house up as collateral for an SBA loan. it’s a nightmare. If they had come to an accountant first, we might be able to help them (or even better, dissuade then).

I usually see them after 18-24 months of screwups and by then it’s usually too late to rescue them.”

10. Those fees add up.

“I’m a banker. Banks charge fees for using other bank’s ATMs.

I had a customer that would check his balance and then do withdrawals daily at a foreign ATM. Guy did not have a lot of money to begin with and because he did this, would overdraw his account and get slapped with an overdraft fee which put him in the hole further.

We ended up taking away his ability to overdraw his account. Dude was p*ssed but it helped right the ship a little.”

11. All gone.

“Bank advisor here, a customer got an inheritance, about 200.000€, and just spent in like 2 years, not investing it or putting into a savings account.

Didn’t even buy something big like a car our part of a house, just spent too much every month for two years and it was gone”

12. The car game.

“Claims Adjuster here, and I see it happen all too often – trading in vehicles with negative equity.

Why? Why can’t you be financially responsible and pay off your vehicle instead of rolling the leftover loan onto that new shiny machine you just can’t resist, and rinse/repeat a couple of years later. Your loan is just getting bigger and bigger.

I had one client (recent, otherwise I had more than that) – who totaled his vehicle. He blew past a stop sign and collided with another vehicle. Guess what friend, out of that $70,000 you still owe to the bank because you’ve traded in 4,5 vehicles over the years – we are only covering you for what your current vehicle is worth today, around $25,000 or whatever it was .

Depreciation applies unless you have the proper endorsement in place. That means you will be paying the bank for the leftover loans of some vehicles, none of which you own.

Own one vehicle, one loan – if you ever totaled your vehicle, insurance will provide you enough to cover the loan. If it doesn’t quite cover it because of high interest, it sure as hell isn’t a $45k loan left.”

13. Listen to your accountant.

“Best friend is a CPA, and when he had his own practice, he had some pretty big-name clients (Senators, musicians, pro athletes, etc.).

One of the biggest mistakes people made were thinking they were smarter than an accountant. His biggest challenge were the people who heard about the “sovereign citizen” nonsense. To no one’s surprise, a random guy on YouTube doesn’t know more than an actual CPA with 40+ years experience.

At least a few of these new-found “sovereign citizens” ended up doing time for tax evasion.”

Have you ever seen someone make a really terrible financial decision?

If so, please tell us about it in the comments.

We’d love to hear from you!

The post People Discuss the Worst Financial Decisions They’ve Seen Folks Make appeared first on UberFacts.

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These Posts Have No Right to Be This Ridiculous

There are dumb things on social media and then there are posts like these 12, where you’re pretty sure you’ve lost some IQ points just reading them.

If that sounds like the way you want to spend your afternoon, well, read on my friends.

12. Nope. That’s not right.

I need to know if there was a reply.

Image Credit: Buzzfeed

11. I literally can’t.

Maybe it was just a momentary lapse thing?

Image Credit: Buzzfeed

10. I hope she gets it from you.

Otherwise, one of you is in trouble.

Image Credit: Buzzfeed

9. I mean, it’s not wrong.

I’m just saying.

Image Credit: Buzzfeed

8. What if I told you maps weren’t new.

In fact, they’re really, really old.

Image Credit: Buzzfeed

7. I think we know why their family thinks that way.

Leave those kids alone.

Image Credit: Buzzfeed

6. The reply is the real winner here.

A good pun is always the way to go.

Image Credit: Buzzfeed

5. Poor John.

He doesn’t know he’s delicious dinner.

Image Credit: Buzzfeed

4. That’s definitely not how any of this works.

We are not, in fact, gods.

Image Credit: Buzzfeed

3. Oh, honey.

Lots to unpack here.

Be smart for once from facepalm

2. Trust me, they know.

Just think about it for a few minutes.

Image Credit: Buzzfeed

1. Do you suppose one is smarter than the other?

Probably not.

Image Credit: Buzzfeed

Ugh, why do I do that to myself? I can actually answer that! Because I don’t know when to stop. It’s a gift.

Which one of these posts made you feel the absolute dumbest? I need to know in the comments!

The post These Posts Have No Right to Be This Ridiculous appeared first on UberFacts.

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People Say That These Things Haven’t Aged Very Well

One of the most fun parts of life is how we are completely unable to guess, for the most part, the things that are going to not only catch on with people, but endure.

Our world is constantly changing, updating, and the people who live in it are adapting as well as we can (some faster than others), so that’s probably why these 12 things haven’t aged well.

At all.

12. Pop culture references are always risky.

Sex and the City.

There’s legit an episode where Samantha encourages someone to go to a party because ‘Harvey Weinstein will be there’.

Gross.

Plus everyone is whiny and crap.

11. Yeah, don’t say that.

In my country, parents use(d) to tell their children “eat all of your food or there will be bad weather tomorrow” (to avoid leftovers).

Today we have overweight children and a climate crisis…

10. She’s always right.

My “not needing” to buy new underwear for 10 years.

I didn’t know cotton breaks down!

Now I have to admit to my wife she was right

9. This is so full of awkward cringe.

I exchanged emails with a few of my elementary school teachers when they left the school mid-way through the year.

I emailed my favorite teacher often, and I’d ask him about how the new school he was at was etc.

A few years later, I found out he was jailed for child molestation. 13 year old me sent an email to him asking how prison was at the time.

My siblings never let me forget.

8. It’s a sad story, really.

Kony 2012.

Anyone else remember that?

The dude ended up getting arrested for being naked in public.

7. The cast might be cursed.

Glee.

Well, the teacher in charge of Glee Club isn’t nearly the great teacher he was made out to be. His behavior around the kids was creepy (inappropriate dance routines, pressuring them into wearing less clothes than they were comfortable with (worse, because the girl had an eating disorder and was very insecure about her body), that sort of thing). His relationship with a fellow teacher was portrayed as ‘relationship goals’, but was in fact not that healthy either.

Then there were a few comments about bisexuality that really wouldn’t fly today, and they weren’t shown to be ignorant either.

And there was an episode about a school shooting, that didn’t go over well, one might consider it tone deaf, what with how quickly everyone got over the scare (there was no actual shooting).

Finally, in the first season, Quinn, the cheerleader, was pregnant. She was big on saving yourself until marriage, and had convinced her boyfriend the baby was his, through some biologically impossible idea. What actually happened, was that another jock got her drunk and slept with her. It was never addressed how shady that was, especially with her being president of the abstinence club and already having a BF, so it was clear he wouldn’t stand a chance with her sober.

Said jock was played by Mark Salling, and was portrayed as being very into sex. That feels a bit weird, knowing now that he was arrested for possessing kiddie p and killed himself before it could go to trial.

6. We’re only seeing the tip of the iceberg.

Unvaccinated kids.

5. The face I’m making just thinking about it.

The “Special barbecue sauce” scene from The Cosby show.

4. That’s a metaphor if I’ve ever seen one.

The large American flag (made in China) on the town green’s flagpole.

It was less than 2 months old and already in tatters.

3. Little did he know…

My comment from a few years ago on a YouTube video where I said “How could a virus take down an economy? Lol”

Damn that comment aged poorly.

2. Anything with Bill Cosby.

Bill Cosby wrote a book titled Come On People.

So, yeah…

1. We’re all chuckling at that one.

Teachers saying you would not walk around with a calculator in your pocket.

Or the entire teaching style of teaching kids to memorize stuff they could look up in five seconds.

A few teachers understand students have access to the internet and instead teach them better ways to utilize the tools and creative thinking and problem solving

but sadly it seems most teachers still just teach kids to memorize stuff they can look up in five seconds

I’m sure I could think of a bunch more things to put on this list if I had the time!

What would you add? Tell us in the comments!

The post People Say That These Things Haven’t Aged Very Well appeared first on UberFacts.

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People Share the Moment They Realized They Were Being Total Jerks

We all have times in our lives that we look back at and cringe a little bit.

Times when we weren’t especially nice to other people or maybe we felt overwhelmed by life and lashed out at someone.

So what was a moment when you realized you were being a jerk?

Here’s what people on AskReddit had to say about this.

1. Sounded snobby.

“Years ago I went into a Hot Topic and as I was at the register, the girl working started telling me about all the new Metallica shirts they had gotten.

For some reason, I told her I wasn’t really into wearing band shirts anymore, which was mostly true, and even though I didn’t mean to, it came out sounding really snobbish.

At the time, I thought her reaction was kinda strange, even accounting for my accidental condescension. Shortly after I left the store I remembered I was wearing a NIN shirt.”

2. Oh no!

“I was driving down a road and a lot of people were honking and yelling at me on the street.

I got angry and flipped a bunch of people off and honked back.

At the end of the street I saw a one way sign and realized I was going in the wrong direction.”

3. Still feel awful.

“In early high school, late 90’s, so if you got a girls number it was the house number- I called a girls house and her dad answered.

She was out, but I noticed his speech was a bit slow and slurred. Next day at school I mentioned I had called, and asked if her dad had been drinking….well turns out he didn’t drink much since his stroke.

Still feel awful about that!”

4. You got called out.

“I was drunk at a pub and shouted for the band to play Free Bird.

They stopped in the middle of the song they were playing, started up Free Bird and called me up on stage to sing it.

I froze, forgot all the lyrics and made an absolute *ss of myself.

Props to that band though.”

5. Shame.

“I was making fun of an old guy I’d seen outside our school at a basketball tournament to some friends in the locker room. He looked and talked like Farmer Fran from the Waterboy.

Turned out to be the dad of one of the guys I was talking to. Still can’t even think of that movie without it bringing up endless amounts of shame.”

6. Sorry about that.

“At my former job my boss was looking out the window and saw this guy get out of his car and head towards out front door.

Boss says out loud “oh man, look at this toothless redneck.”

Co-worker says “that’s my father-in-law”.

Boss told me later “that’ll teach me “ and facepalmed.

Co-worker wasn’t mad, he agreed FIL looked like a hick.”

7. Harsh treatment.

“”Broke up” with my first girlfriend who was really attached to me, just by ignoring her.

I feel so bad.

I was just a kid but that was a harsh treatment.”

8. Oof.

““What’s your name?” I asked.

“Shara.”

[Trying to be playful.] “Oh cool, like ‘Sarah-with-a-lisp.”

“I have a lisp. My name is Sarah.”

Oof.”

9. Never too late to change…

“When I realized the reason I’ve lost so many friends is that I’m so sh*tty at getting back to people.”

10. That was rude.

“Someone I hadn’t talked to in years came up to me and started telling me about how they haven’t been doing that good lately and that they found out they have cancer.

Well… I was at work and only half paying attention so after he stopped talking I said “That’s good.”

Haven’t seen him since.”

11. Brutal.

“8th grade. Speech class.

A kid had been absent a few days, and when he came back, I started razzing him a bit. We were friendly, but not friends, so I felt okay kidding around, claiming he was just pretending to be sick to get out of class, that sort of thing. Nothing really mean, though.

He took it for a bit, then turned, looked me dead in the eyes, and said in the flattest voice “No, my mother died.”

And turned back around.

If God had struck me dead with a bolt of lightning, when I stood before him at the Pearly Gates, I’d have said “Yeah, fair enough…””

12. Not cool.

“I was in the Army, making fun of a guy, said he couldn’t even get a medal for something in the special Olympics.

He then pointed out his daughter was in the special Olympics.

I profusely apologized, and he accepted, but it still keeps me awake at night.”

13. A sad story.

“My friend group tried to stay close after high school but we all fell out of touch as you do as everyone forged their own path in life. Well, mine led me down a path of depression, anxiety, and failure.

So every year or so they would hold a get together to reconnect and hang out. I attended a couple of these, but as time went on and my downward spiral got worse I stopped responding to calls, texts, invites, etc. because I thought that no one would want to hang out with this version of me.

I was invited to two weddings which I didn’t even respond to because of this negative loop, and then when my best friend from that group was diagnosed with cancer I couldn’t even bring myself to face him, I tried to go to his funeral but couldn’t enter the building because I felt that I didn’t deserve to be there.

Finally a few months ago the parents of one my friends saw me at work and wanted to talk to me. They told me that my friend group was really broken up that I ignored all of their attempts to reach out to me.

It was then that I realized that in all of my stress about being miserable to be around, I had become an *sshole to those who tried to care about me.”

Have you ever had a moment like this before?

If so, please tell us all about it in the comments.

We’d love to hear from you. Thanks!

The post People Share the Moment They Realized They Were Being Total Jerks appeared first on UberFacts.