Author: Matt Gilligan

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Firefighters Wish You Knew These 10 Important Things

Firefighters have one of the toughest jobs on the planet – they put their lives on the line every single day to keep everyday citizens safe from a number of awful things that could happen.

So when they talk, we should pay attention. Period.

Here are 10 important things that firefighters think you need to know. Listen up…

1. It could happen to you.

House Fire Total Destruction in Unsafe Amsterdam New York 156 Guy Park Avenue

A lot of people think that fires won’t or can’t happen to them, and that can turn out to be a costly mistake. John V. Murray, the Chief Fire Safety Instructor for the Nassau County Firefighters Museum, said, “People have the mindset in many cases that fires will never happen to them. That can be a deadly assumption.”

2. If you don’t have one, you need one.

You must have a smoke detector in your home and/or business. The National Fire Protection Association (NFPA) says that three out of five fire deaths in homes could have been prevented if a working smoke detector had been in the house.

It’s suggested that you have a working smoke detector on every level, and inside and outside of each bedroom. Also, remember to replace your smoke detectors every ten years.

3. You can get new stuff.

(Re-Edit) Quint 94 11-17-11

If there’s a fire, please, please remember to leave your possessions behind. Material possessions are important, but they can be replaced. Your life and your safety? Well, that’s another issue…

4. Smoke is more deadly than fire.

Richard Stack, captain of the North Attleborough Fire Department in Massachusetts, said, “A single breath of toxic super-heated smoke could definitely cost you your life. Most victims of structural fires die from asphyxiation rather than coming into contact with flames.”

5. Never enter or go back into a blaze.

(Re-Edit) 3 Alarm Building Fire 11-18-11

Once you escape from a fire, never, ever go back inside. Let the fire department do their job. This mistake often ends up with people dying. And if people or pets are trapped inside, let the firefighters know. That’s their job.

6. The clock is ticking.

Experts say that you really only have one to two minutes to escape a fire. That is enough time to get out, but you need to remain as calm as possible while leaving the structure to make best use of the time.

7. Two important points.

House Fire

Never try to hide from a fire or try to fight a fire on your own. Hiding is a terrible idea: escape should be the only thing on your mind. And never try to fight the blaze yourself. Escape, call the fire department immediately, and then they’ll get there ASAP.

8. DO take care of kitchen fires when possible.

Many fires start in the kitchen, so reacting quickly to a small fire in the kitchen can be crucial. Always keep a fire extinguisher in the kitchen and remember, if a fire starts, PASS.

P – Pull the pin

A – Aim the nozzle toward the base of the fire

S – Squeeze the trigger

S – Sweep the nozzle from side to side

9. Make sure your address and house number is clearly visible.

Massive Condominium Complex Fire Prospect Heights Illinois 7-18-18 2681

This may seem inconsequential, but make sure your house number is easy to read on your house and your mailbox if it’s by the street. This will cut down on any confusion, which will in turn cut down the response time by firefighters and paramedics.

10. Close your doors!

Fires spread much faster based on how much oxygen they have, so keeping your doors closed while you sleep at night might end up saving your life one day. Fire professionals think it’s so important and such a good preventive measure that an organization has launched Close Your Door to educate the public.

Be safe out there and remember to follow these tips!

The post Firefighters Wish You Knew These 10 Important Things appeared first on UberFacts.

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Funny Tweets About Living the Introvert Life

I’m gonna go ahead and say it: I’m an introvert and that’s just the way it is. I like to go out once in a while, but sometimes I’ll spend a couple of weeks inside my house, just working and avoiding the rest of the world.

Are you like this at all?

If so, these tweets will look very familiar.

1. I think you might be mistaken.

2. Yes. Yes I am.

3. Don’t analyze it.

4. Here comes the panic.

5. Might take a while…

6. Nah, I’ll pass.

7. Let’s be honest.

8. Over and over and over.

9. Out of excuses.

10. I like this platform.

11. Gotta mix it up.

12. Hibernation time.

13. Thank you for this gift.

14. A lot of work went into this.

15. Yeah…not gonna happen…

Are you an introvert? Does the thought of heading out into public sometimes give the willies?

Tell us about it in the comments!

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The Paul Rudd ‘Hey, Look at Us’ Meme Is a New Favorite and Memers Are Killing It

Paul Rudd is just the best, isn’t he?

And he definitely seems to get better with age. Rudd was recently on the show Hot Ones and from one simple utterance – “Look at us. Hey, look at us.” – a new viral meme was born.

Let’s take a look at some really good examples.

1. Always a good feeling.

2. We made it!

3. New albums = Dropped.

4. That’s a huge accomplishment.

5. That didn’t work out according to plan.

6. Whoopsy daisy.

7. Let’s make it official.

8. Another milestone.

9. That’s a big relief.

10. Hahaha, never gets old.

Look at us!

What’s your favorite “Hey, look at us” meme that’s floating around social media right now?

Let us know in the comments!

The post The Paul Rudd ‘Hey, Look at Us’ Meme Is a New Favorite and Memers Are Killing It appeared first on UberFacts.

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Unusual but Handy Uses for Aspirin That You Might Not Know About

You probably know you’re supposed to break out the aspirin when your head is throbbing or when you have a toothache, but did you know there are a whole bunch of other things you can do with aspirin as well?

I’m talking about everyday things that you really might benefit from.

Here are 5 unorthodox ways you can use aspirin that you might want to consider.

1. No more pimples.

Zit.

You can crush aspirin and add a little water to create a paste that you can leave on pimples for a few minutes or even overnight. The aspirin contains salicylic acid – the primary ingredient in some acne creams – which removes oil and dead cells and will unclog pores. Not a bad hygiene hack, huh?

2. Stain fighter.

If you crush up three aspirin and add it to a half a cup of warm water, you can use that solution to fight stains on your clothing – especially stains from sweat and oil. The salicylic acid found in aspirin (it’s a handy chemical) fights stains just like the acetic acid found in vinegar, another useful stain fighter.

3. Works on calluses.

Callused

If your feet or hands have tough calluses, you can (once again) crush up aspirin and make a paste by combining some water and lemon juice. Rub the paste onto your calluses, wrap with a warm towel, and cover with a plastic bag. Let that sit for ten minutes, remove everything and then you can use a file to get rid of those pesky calluses.

Unless you want them around to keep on protecting your tender hands, of course.

4. Let’s talk about dandruff.

Having dandruff is embarrassing, and controlling it can be difficult. Well, here’s a remedy that you might not know about. Crush two aspirin and put it into the shampoo you use to wash your hair.

Leave it in your hair for a couple of minutes, then rinse it all out. Then wash your hair again with plain shampoo and make sure there is no residue from the aspirin left behind.

5. You could stop a heart attack.

heart attack anatomy

You might have heard this one before, but it’s worth repeating.

First of all, you should educate yourself about the warning signs for a heart attack. If you do think you are having a heart attack, chew on aspirin until paramedics arrive. Aspirin will inhibit the platelets that trigger the blood clotting, so you could buy yourself some very important extra time.

Get it? Got it? Good!

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15 Friends Who Got Tattooed Together

Getting a tattoo is a serious commitment. Getting a matching tattoo with your friend is pretty hardcore.

But, when you know, you know. And sometimes matching ink is the best way to say, “I love you, man!” Here are 15 examples of tattooed friends…let’s hope they don’t have any big arguments anytime soon.

1. Tiny little hearts.

2. Nice detail on these.

3. A single rose.

4. Matching Minor Threat tattoos!

5. I pinky swear…

6. Fill it up.

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#matchingtattoos from today #bfftattoo

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7. Happy little avocados.

8. Best friends forever.

9. Cheers to you!

10. A friendly journey.

11. These are nice.

12. Around the world.

13. Mom and son tattoo.

14. Do you recognize these?

15. Happy little clouds.

Do any of you readers out there have matching tattoos with a friend? Or maybe with a significant other?

If so, show us some photos in the comments!

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15 Creepy Mysteries That Might Never Be Solved

There are so many unsolved mysteries out there that it can be hard to keep up with them. Luckily, we have online forums where people fill us in on the creepy tales and stories we should read up on if we want to scare the sh*t out of each other.

Here are 15 scary unsolved mysteries that might never be solved. Click on the links in the titles to read more about these topics.

These answers come to us from the Buzzfeed Community.

1. The disappearance of Bobby Dunbar.

Photo Credit: Wikipedia

“I just find it crazy that we’ll never quite know if the kid who was returned to the Dunbars was really their son or the son of another woman who they won against in court. If that wasn’t Bobby, what happened to Bobby? And if it was Bobby, why did he seem so confused about it?”

2. The Somerton Man.

Photo Credit: Wikipedia

“The dude from Australia! The Somerton Man! He was found on the beach, dead. All signs pointed to poisoning but they didn’t find anything in the tox report. All the tags in his clothes were cut out, there was no way of identifying him. Then they found a line from a book in his pocket or something. They say he could have been a spy but we’ll probably never know.”

3. The Yuba County Five.

Photo Credit: Wikipedia

“Five young men went missing in California after seemingly being chased up a mountain in their car. Months later, four of their five bodies were found malnourished, but the fifth has never been found. People think since the men were mentally challenged they were targeted or that the 5th man murdered them, but that theory seems unlikely.”

4. The death of Rebecca Zahau.

“She was found bound and hanged naked off the balcony of her boyfriend’s beachside mansion. There was a mysterious message written in black paint on her bedroom door reading, “She saved him. Can you save her?”

5. The death of the Black Dahlia.

Photo Credit: Wikipedia

“This one is obviously super well known but the fact that no one knows who the killer is is wild and what was done to her was so brutal and creepy.”

6. The disappearance of Timmothy Pitzen.

“Everyone needs to read this case, it is nuts. Amy Fry-Pitzen checked her 6-year-old son out of school and three days later her body was found in a hotel where she had died of apparent suicide. A note was found next to her saying that Timmothy was safe with people who would care for him and he would never be found. They have never been able to find him, or any remains of him.”

7. Australia’s Mr. Cruel.

Photo Credit: Wikipedia

“Many people have seen the police sketch of the modified balaclava that he wore in one of the kidnappings (the one with white stitches to conceal any potential identifying markers — super creepy!), but his crime spree and its sudden stop is haunting. Its unsolved nature adds more to its overall creepiness.”

8. The 1962 Alcatraz prison break.

Photo Credit: Wikipedia

“Along with their friend Allen West, they planned to dig a hole using spoons into their cell walls and climb up the walls onto the roof. Using loads of raincoats they also planned to take all their belongings and make a raft and swim away. West never made it as his hole was too small, but the others have still not been found. There are many weird things involved in this story — someone claiming to be Clarence wrote a letter to the police a few years back stating he is alive and that he would tell them where he is if they didn’t arrest him and that the other two have died.”

9. The Lane Bryant murders.

Photo Credit: Wikipedia

“It happened on a Saturday morning in the southern suburbs of Chicago. A person walked into the store, held people hostage for a short time, and murdered everyone in there. The person got away and was never found. A manager, who wasn’t even scheduled to come in that day, called 911 and just said, ‘Lane Bryant, hurry.’ One person survived the shooting but the person has not been identified. They’re not even sure if the killer was a man or a woman. The 911 call is super chilling.”

10. The disappearance of Susy Tomassi.

Photo Credit: Wikimedia Commons

“Susy was 73 years old with slight dementia. She owned a restaurant called The Quilted Giraffe with her husband and was known for walking from the restaurant to other stores. One day, she was seen on camera walking away from her restaurant and literally just vanished. Nobody knows what happened. They recently released a video of a person they believe to be Susy, walking through some store alleys and getting into a white pickup truck the exact time she went missing.”

11. The death of Gareth Williams.

Photo Credit: Wikimedia Commons

“The spy in the duffel bag. His naked remains were found in a duffel bag, padlocked from the outside, in the bath of a safe house. No forensic evidence was found that pointed towards it being an accident, and the key to the padlock was found underneath his body. The official cause of death was ‘probably an accident’ but a KGB agent claims he was killed by the Russian SVR.”

12. The fate of the Sodder children.

Photo Credit: Wikipedia

“The whole case is quite the rabbit hole with so many lies and cover-ups and unanswered questions. Someone out there has answers! It’s been over 70 years, so if the children survived, they’ve probably passed on now. But I’m still so curious about what happened!”

13. The incident at Dyatlov Pass.

Photo Credit: Wikipedia

“Nine experienced trekkers were found dead. There was no sign of foul play, but most of them were missing clothes, some of them had extreme injuries, and the tents were ripped open from the inside. It happened over 50 years ago and to this day is still unsolved!”

14. The death of JonBenét Ramsey.

Photo Credit: Wikipedia

“ARE WE EVER GOING TO FIND OUT WHO DID IT?! Did the mom write the ransom? Why was the random note written at the house? Why did JonBenét have pineapple in her stomach? Who gave her the pineapple? How did the DNA on her clothing get there, who does the DNA belong to? Was she being abused? WHY DOES HER BROTHER SOUND SO CREEPY AND WHY DOES HE SMILE SO MUCH?! Someone in that family is guilty of something. Darnit! It still keeps me up at night.”

15. The disappearance of Amy Bradley.

Photo Credit: Wikipedia

“She disappeared on a cruise ship and there were rumors that she was trafficked. They found a photo of a really similar looking woman on an escort site!”

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Instagram Deactivated a Model’s Account After She’d Raised Money for Australia by Selling Nudes

Well, that’s not cool…

Kaylen Ward, a 20-year-old influencer and online sex worker from Los Angeles, California, says she’s raised hundreds of thousands of dollars for Australian bushfire relief…all by trading cash for naked pictures.

She’s calling herself a Naked Philanthropist now, and even if her methods offend some – including Instagram, apparently – I doubt the animals and people Down Under really care how the money got to them in their time of need.

Kaylen, like many people, felt devastated as she watched Australia burn. As a survivor of 2019’s Carr fire in California, which left more than 200,000 acres smoldering and 8 people dead, Ward has seen firsthand the ruin wildfires can cause.

As she wondered what she could do to help, lit on her idea, and tweeted it out – one nude photo in exchange for a verified $10 donation to a list of approved charities.

She told Buzzfeed she was expecting to raise “maybe $1000, but the tweet blew up.”

It was retweeted more than 40,000 times, and Kaylen’s inbox was so flooded she had to hire a team of 4 people to help her sort through all of the messages, verify donations, and reply with the promised naked photos.

Ward says that they’d raised around $500,000 when Instagram shut down her account, claiming she’d violated their guidelines against posting “sexually suggestive content.”

Even though not everyone understands her reasons – like IG, her family, or the guy she likes – Kaylen isn’t stopping anytime soon.

And she’s getting plenty of support from strangers online, too – and not just the ones forking over cash.

I don’t know about you, but I’m kind of with Kaylen Ward on this one – when the world needs our help, we give what we can. And if she wants to give pictures of her body to help the cause, and does it of her own free will, I say go on, girl.

Naked Philanthropist to the rescue, little koalas.

The post Instagram Deactivated a Model’s Account After She’d Raised Money for Australia by Selling Nudes appeared first on UberFacts.

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Unscripted Movie Moments That Were so Good, They Left Them In

Let’s explore a little bit of Hollywood lore and learn about some pretty cool instances of when things ended up in movies that were not only not in the script, they weren’t close to part of the plan.

I just love happy accidents, don’t you?!?! Let’s take a look. And if you know of any others, please share them in the comments with us.

These responses are from folks in the Buzzfeed Community.

1. “Give me the keys Rose!” in Get Out.

Photo Credit: Blumhouse

“In an interview, Daniel Kaluuya revealed that there was actually a good amount of improvisation in Get Out, especially in the scene with the major plot twist: “I couldn’t do that scene the way it was scripted, really. That was something that we kind of made up. When he was asking Rose to give me the keys, all that stuff was made up in a day. It just felt natural because what was scripted didn’t feel right in the space it was in, and Jordan [Peele] allowed us to do that. He was open enough to see that.”

2. A little tear from The Joker.

Photo Credit: Warner Bros.

Director Todd Phillips said that he played the film’s score for Joaquin Phoenix because he “wanted the music to affect and infect the set in a way.” During the first take as the score was playing, Philipps revealed that “as Joaquin is struggling with Arthur’s smile, this little tear appears, and we just had the scene and we moved on.”

3. “Oscar shit” in Baby Driver.

Photo Credit: Sony Pictures

Apparently Edgar Wright doesn’t always allow for too much improvisation in his movies, but this line from Jamie Foxx was too good and too natural to be cut.

4. “Bitch, please in Spider-Man: Far from Home.

Photo Credit: Marvel

Samuel L. Jackson was specifically asked about this line in an interview, and he couldn’t 100% verify if it was in the script or not, but then Jake Gyllenhaal chimed in and said, “It was improvised. I’m here to attest that was improvised.”

5. Can you smell what The Rock is cooking?

Photo Credit: Universal

In Fast & Furious 6, The Rock ad-libbed an insult at one of the characters, making Ludacris literally spit out his drink from laughing too hard.

6. Timothée Chalamet improvised looking directly into the camera’s lens in Call Me By Your Name.

Photo Credit: Sony Pictures Classics

On the DVD commentary, Chalamet said the glance was his “little homage to Boyhood here at the end, stealing a two-second look into the lens.”

7. Tony Stark’s death scene in Avengers: Endgame.

Photo Credit: Marvel

Tom Holland revealed in an interview that only a couple people were on set to film Tony Stark’s death scene: Kevin Feige (Marvel’s president), the Russo brothers (the directors), Don Cheadle, Gwyneth Paltrow, Robert Downey Jr., and himself.

The four cast members showed up to set and were given a loose outline of what was going to be shot: “They kind of told us what was going to happen – or what they wanted to happen – and then we just sort of improvised.” Holland said it was a “really, really interesting way to shoot such a pivotal scene in the movie.”

8. DiCaprio’s bloody hand in Django Unchained was because he actually cut himself.

Photo Credit: The Weinstein Company

Leo said that the cast and crew gave him a standing ovation after the scene was finished, and he kept acting in the scene because “it was more interesting to watch Quentin’s and Jamie’s reaction off-camera than to look at my hand.”

9. Patrick Stewart and Hugh Jackman’s dinner conversation in Logan.

Photo Credit: 20th Century Fox

Patrick Stewart revealed that he and Hugh Jackman improvised an eight-minute scene at the dinner table, per director James Mangold’s request: “When you get to that moment, why don’t you talk about your history a little bit more? Fill it out with something. Whatever feels appropriate to you.”

10. Joshua Gad improvised this line in Frozen.

Photo Credit: Disney

According to Gad, “Improv is definitely always part of the journey, and they were amazing collaborators in letting me just come up with something to say, some of which is in there. I remember saying as a joke, ‘I’ve been impaled,’ and I was shocked when I watched the movie and they animated this and kept this in the film.’”

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Enjoy These Cool Facts About Music of All Kinds

I’ve been a music lover since I was pretty young. My brother, who is nine years older than I am, got me into all the good stuff from a very young age: AC/DC, The Ramones, The Sex Pistols, etc.

Since then, it’s been a love affair with finding cool, new (and old) music to sink my teeth into, and seeing live bands when I get the chance.

Let’s take a look at 10 really cool music facts to get our day started the right way!

1. Sudden savant syndrome.

Photo Credit: did you know?

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2. I wish there was video of this.

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3. A lot of time wasted.

Photo Credit: did you know?

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4. They were trailblazers in many ways.

Photo Credit: did you know

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5. The cut up technique.

Photo Credit: did you know?

Source 1 Source 2

6. The Lizard King.

Photo Credit: did you know?

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7. Two musical geniuses.

Photo Credit: did you know?

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8. Helping out the fans.

Photo Credit: did you know?

Source

9. Don’t change a thing.

Photo Credit: did you know?

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10. A little history lesson.

Photo Credit: did you know?

Source

Pretty cool facts, huh?

Who are some of your favorite bands and musicians? Share them with us in the comments!

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These Financial Tips Can Help You Make the Best of Your Hard-Earned Cash

We all want to manage their finances, have good credit, and save up a bit of cash. And if for people who don’t have a financial advisor (i.e. almost everyone), Two Cents at Lifehacker is a popular site for financial advice. They compiled a list of some popular tips that could help you manage your money in 2020.

Check out these 8 ideas that might help you hack your finances.

8. When to Use a Savings Account

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When thinking about where to put your money, I often get questions about which high yield savings account is better. They're all so low it really doesn't move the needle.⁣ ⁣⁣⁣ Cash under the mattress obviously isn't a good way to go.⁣⁣⁣ ⁣⁣⁣ And your primary residence is more of a forced savings account than a great investment. The math in this example doesn't even account for the COSTS of homeownership (maintenance, insurance, mortgage interest, etc). When you account for those, you get a negative return. Note this only refers to your "primary residence". If you buy investment real estate, a property where you're getting an income stream, it changes the math dramatically in your favor.⁣ ⁣⁣⁣ But index funds are still king. Buying and holding index funds is the most efficient and effective way to build massive wealth.⁣⁣⁣ ⁣⁣⁣ When I talk about index fund returns, I often hear "That's not realistic! What about inflation?!" And for sure, that's an important factor. A million bucks in 40 years from now won't be able to buy as much as it would today.⁣⁣⁣ ⁣⁣⁣ But if you account for inflation, the math is even more ugly for everything but index funds. Assuming inflation of 3% per year, your $120,000 invested under your mattress would be worth only $68,316 today. Your savings account would barely have held it's value at $135,980. Your house would barely outpace inflation being worth $165,246. But your index fund investment, after accounting for 3% of inflation would still be worth $962,447. Almost a million bucks. And almost SIX TIMES MORE than the EXACT SAME amount of money invested in your primary residence.⁣⁣⁣ ⁣⁣⁣⁣ ⁣⁣ One last caveat: While an S&P 500 index fund is great, I personally think it's a better strategy to invest in a TARGET DATE INDEX FUND. That has the S&P 500 index fund inside of it and is better diversified⁣⁣ ⁣⁣ As always, reminding you to build wealth by following the two PFC rules: 1.) Live below your means and 2.) Invest early and often.⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣ ⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣ – Jeremy⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣⁣ #interestrates #savingsaccount #investing #growth #rate #investingtips #debtfreecommunity #stockmarket #indexfunds #inflation #savings #save #invest

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If you live paycheck to paycheck it’s hard to follow financial advice that applies to people with more stability. But once you get a little cushion going, keep only the minimum in your checking account. Move the rest into a savings account, and make sure it has high interest.

You’ll make money off what you keep in savings and feel less tempted to splurge when the time comes.

7. Pay Cash or Credit at the Gas Pump

It’s no secret that card skimmers still prey on debit card users at the gas pump. If you must use your debit card, go inside and pay from there.

6. Use Your Credit Card Points

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We hope you all had a Merry Christmas and Happy Holidays! Things have been a little slow over here and will probably continue to be so while we enjoy this holiday break with family ❤ . Today I wanted to hop on and share the cards my mom and I signed up for in 2019! . Alex’s Credit Cards . ? Amex Marriott Bonvoy- This card is no longer available. When SPG and Marriott merged, this card got the axe. I signed up for it right before then and earned 75,000 points. . ? Southwest Premier Biz- My husband got this card back in May. He got 60,000 points. . ? Southwest Plus- My husband got this card in May as well when they offered a limited time bonus of 60,000 points. After meeting the minimum spend on both Southwest cards he got the Southwest Companion Pass ??. . ? Amex Marriott Bonvoy Biz- I signed up for this card in September while they offering a limited time bonus of 100,000 points. . ? Capital One Venture- My husband opened this card in November for a bonus of 50,000 points. . . . Pam’s Credit Cards . ? Delta Gold Card-My husband opened this one for 70,000 Skymiles. . ? Amex Green- My husband also opened this one for 35,000 Membership Reward Points. . ? Upgraded my Amex Bonvoy to the Bonvoy Brilliant Card- I upgraded my card after I got an email offering 100,000 points. . It’s been a slow year for me as I work to get under Chase 5/24. I’ve never had any of the Chase Ultimate Reward cards and am so close to being able to qualify for them ????. …. As you can see our husband’s cards count towards our points total. We travel hack in two player mode so we can get even more points! What cards have you opened this year?

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It’s tempting to “save” credit card rewards or points until the right moment, but they can actually lose value over time. Use them as soon as you’re able to because credit card companies sometimes drop or change partners, making it hard for you to get what you want later on.

5. Don’t Use a Credit Card with Venmo

Venmo can help you split bills with friends or roommates in a hassle-free way. That convenience is great, but make sure you don’t use a credit card with it because you’ll pay a 3% fee every time. If, for example, you’re splitting rent, 3% of hundreds of dollars every month is no chump change.

4. Use a Credit Card to Buy Flights

First off, credit cards offer more protection in case of fraudulent charges. Secondly, they offer additional insurance that can protect you in case of a delay or other travel mishap. Third, some cards have other specific benefits having to do with travel (although you should check with yours before you expect anything in particular).

3. Don’t Wait on Equifax

Millions of people were affected by Equifax’s 2017 data breach, but the company’s $31 million fund is not going to pay those whose information was compromised (SUCH A SCAM). That’s because $31 million divided by $125 (what they said they would pay out) is 248,000 people – and a lot more people than that are owed money. Most people will see significantly less, or no money at all.

2. Do NOT Spend Money That Accidentally Ends up in Your Bank Account

Banks make mistakes, including occasionally depositing money into the wrong bank account by accident. If that happens to you, resist the urge to splurge and let the bank know about the extra cash immediately. Spending the money will almost certainly cause legal problems for you, so do the right thing here.

1. Make Sure Your Credit Is Good Enough

Everyone wants to have an 850 credit score, but it’s practically impossible. A score of 740 or higher is good enough to unlock many benefits without the added stress. Here is one area where good enough is definitely where you should aim.

 

It may not be easy to adhere to every single tip here, but even implementing one or two of these is bound to help out.

Do you have any financial tips? Let us know!

The post These Financial Tips Can Help You Make the Best of Your Hard-Earned Cash appeared first on UberFacts.