People Talk About the Strange Features They’d Include in Their Dream Houses

Call me young at heart, but I like to daydream about the things that I’d do if I had unlimited funds to build my dream house.

Bowling alley? Check.

Amazing pool with waterfalls and slides? Yes.

Ice skating rink for pick-up hockey games? You know it!

Ahhhh, it’s fun to dream, right?

AskReddit users talked about the strange features and rooms they’d have in their dream houses if they had all that cold, hard cash. Let’s see what they came up with.

1. S0unds nice.

“An indoor swimming pool in the underground floor with a synced screen on all four sides and normal + underwater sound system.

I love swimming. I love watching movies and series.”

2. Stargazing.

“I’d definitely install an observatory on top of a spire.

My house would be located far away, in a dark sky region.

Have all of the lights in the house be smart lights, so I can turn them all off with a single click.”

3. That’ll work!

“A sensory deprivation room, with built in float tank, steam shower, cool rain shower… yeahhh.

The best naps I’ve ever had were in a float tank. Being able to do that at home would be amazing.”

4. I’m feeling this one.

“A moat. No one has a moat anymore.

Do you not want to talk to people? Pull up the draw bridge!!!!

And in the winter you have your own personal skating rink!!”

5. Tropical oasis.

“I really want one of those natural bathrooms, that looks like you just walked into a jungle, everything is stone and steam and plants and sounds of a water fall.

Or one of those open stair cases where the back wall is completely glass and there’s a leafy garden under the stairs.

Basically just a tropical oasis for plants.”

6. Only for me.

“Absolutely a secret beautiful bathroom just for me.

I don’t know what it is but I just really value bathroom time and the luxury of getting washed and relaxing and getting ready in a big beautiful marble bathroom.

But nobody else can use it. Like the secret bathroom in B99.”

7. Lazy rivers are amazing.

“An indoor swimming pool – with a lazy river.

I LOVE swimming but I hate public pools.

I have a recurring dream where I have a house with a lazy river in it. I love those dreams.”

8. Let’s get comfortable.

“Definitely one of those huge showers with the water coming from all directions and a bench for a steamroom situation.

Add some good speakers in there for blasting tunes. And then a jacuzzi tub for comfortable baths.

And to top it off, a state of the art Japanese toilet with all the bells and whistles.”

9. Can I get a little space?

“I’m 6’4″ so a custom part of a kitchen counter that can be raised and lowered so I can cut things without feeling like I’m turning into the Hunchback of Notre Dame.”

10. LEGO fanatic.

“I would like a LEGO room with display shelves all along the sides for previously assembled projects and a giant table in the middle with enough space to assemble the biggest sets, lots of little cup-holder type spots to hold the legos as I sort them.

Always wanted that growing up…still want that now.”

11. Going back in time.

“A replica of a Blockbuster. Maybe a pizza oven in the back wall. And the largest assortment of VHS tapes.

I’d call it Mockbuster and give family and friends rental cards so they could check out movies and games.”

12. Can I come over?!?!

“I want an outdoor area dedicated to taco night.

It’s gonna have a meat smoker, and a tequila bar, and pepper plants, and a huge grill and an awesome speaker system and it will be fiesta themed and amazing!”

13. Movie night.

“I want a massive theater room with all of the concessions. Popcorn, nachos, candies, if it’s at a movie theater or ball game for food, I want it.

Bonus points if each seat is one of those crazy massager chairs.”

14. Nerd alert!

“A hidden door that leads to the ultimate nerd room.

Gotta have a place to showcase merch and play D&D with the boys.”

15. Taking care of the animals.

“Special rooms and spaces for all the pets.

A cat room that has a sliding door opening into a well fenced-off outside area (and a cat door too).

A bunny room with lots of tunnels , digging boxes, and, actually, also a specialised outside area.

A super big tank for the gold fish. And one for the axolotl, too.

An aviary. Dont have birds right now, but I’d look for some older parrots who need a home.

Okay, now we want to hear from you!

What weird stuff would you put in your dream house?

Tell us all about it in the comments. Thanks!

The post People Talk About the Strange Features They’d Include in Their Dream Houses appeared first on UberFacts.

People Share Examples of Wealthy People Being Out of Touch

The world puts wealthy people up on a pedestal because people assume that if you have a lot of money, your life is perfect and you have no problems.

Of course, most of us know that isn’t really true. I personally think one of the weirdest parts about dealing with really wealthy folks is that they seem to be out of touch about a whole lot of things that us normal people deal with every day.

Like how much stuff costs…

What’s the most out of touch thing you’ve witnessed from a wealthy person?

Here’s what folks on AskReddit had to say about this.

1. Well, that was nice.

“I work at a veterinary hospital in a fairly wealthy area.

Once had a client hand me a $50 for a $9 nail trim on her dog.

I told her the price and she just shrugged, told me to keep the change and said that would be my lunch money for the week.”

2. Easy money.

“I once got asked to watch my buddy’s mom’s dog. Cute Pomeranian, super well behaved.

I was stoked to watch the little dude. She messaged me and told me where the garage key was and that she left a couple hundred dollars on the table for me. A couple hundred!? I showed up at noon and took the money and the dog and went into town.

Took him to the dog park, then the beach, and then we kicked it and napped for a couple hours. Dropped him off around 6pm. It was the easiest $200 I’ve ever made.”

3. That cedar smell.

“I grew up in a very well-to-do suburb and there was a family that would buy cedar clothes hangers for their closets.

But then once the cedar smell “wore off” after a month or so, they’d buy new ones and take the old ones to Goodwill. Apparently just lightly sanding them to refresh the scent was too much trouble.”

4. How much is that?

“I was flying a private jet and the caterers forgot the owner’s sandwich.

He graciously said “no big deal” and I replied that I’d call when we landed because they charged us $100 for it.

He said “Is that a lot? How much does a sandwich normally cost?”

5. What’s this thing?

“Had a client who dealt with one of America’s richest men back in the late 1990s.

He took him out for a night on the town and had to stop at an ATM.

The rich guy had never seen one, his staff just got him cash when he needed it. It’s a different life.”

6. Ummmm. No.

“I got a new job slightly above minimum wage and my girlfriend’s dad got excited for me and told me I could afford a new Tesla now.

Spoiler: I cannot.”

7. Time to up sell.

“There was an obscenely rich kid that I went to high school with.

At lunch one day, he thought his friend’s peanut butter and jelly sandwich looked good so he offered him $20 for it.

For the rest of the school year, the friend brought two sandwiches to lunch every day and gave the rich kid one for $20.”

8. Never even been to one.

“I worked for 1 family as the general family personal assistant for a long time. These people are wealthy. Like drop $1M in cash on an oceanfront condo wealthy.

The husband gave me $150 cash to go to the grocery store to buy a 12 pack of water and 6 $1 yogurts.

I don’t think he’s even stepped foot in a grocery store before.”

9. An expensive burrito.

“When I was a cashier at Chipotle, I had a woman misunderstand the price of a burrito.

She heard me say “that’ll be seven-twenty-eight” and without any hesitation, counted out eight $100 bills from a wad of cash that must have been several thousand dollars. We had a good laugh when she realized her mistake.

She was carrying a suitcase and had a thick accent so I think it may have been her first cash transaction in the US and she was just so rich that it didn’t occur to her that $800 was a sh*tload of money to spend on a burrito.”

10. A cheap one.

“I repair bathtubs and showers. I’ve been in poor homes, middle class homes, wealthy homes and super mansions.

So we were at this mansion, the kind where there’s a tennis court and pool in the back yard. The kind where the foyer and first room of the house had 16×16 black granite tile with subfloor heating. Just this magnificent house with it’s 3 car garage, but in the garage there were three lifts to literally stack their vehicles. These f*ckers were loaded.

They are “updating” the house to sell so they can move back to North Jersey. They replaced the soaking unit in the master. The granite in that bathroom was absolutely breathtaking. It was blue, and under a certain light sparkled like there were lights built into it.

The deck was cracked at the caulk line. So we’re in there fixing it, being as anal and meticulous as possible bc we know we’re in probably the most expensive house ever. The wife comes in to chat with us and basically states that they just got the same kind of soaker as before bc it’s the only thing that fit in the spot. Eventually she says something like

“It’s okay though, it was only $8,000.”

If I was drinking something, I’d have choked on it. She said it like the tub was a piece of sh*t that she settled for bc it was cheap. $8,000 was a drop in the bucket.”

11. Exchange student.

“My sister and I, both Latin American, befriended a Chinese girl in college. We always helped her in studying and with her English.

Turns out her dad was some billionaire in China who owned a Chemical producing company. She drove an expensive Audi and for the longest, up until 2 years ago, I was freeloading off the Chegg account she opened up for me. That account was paid for about 3 years.

Whenever she’d invite us to go eat, the bills were super expensive, like $300+ for just 3 people, but she played it off like they were nothing. I had never once eaten a single meal over $40 per plate until we ate with her.

She’d always take us Starbucks, food and on a couple occasions bought us books for school. At one point we went shopping with her. She wanted a laptop, she was gonna buy me one too but I felt too guilty to accept it. Laptop was $3,000 (some Apple laptop), I felt like it was too much.

She was really cool and treated my sister like her sister. She was living alone and didn’t know many people. We were always friendly with classmates and that’s how she got to know us. My sister and I are from low income families. The money that was spent around her was ridiculous!

Like $300-$400+ per lunch almost every day, that was around my weekly pay back then. Really miss her though, she was funny to be around with and always wanted to learn more about the US, always insisted we go out with her to movies, shopping or dining and teach her about our culture.

Have not heard from her in 3 years. She went back to China and we never saw her on campus again.”

12. Thank you!

“I sold hash to a business partner of my dad’s when I was in college. I had a variety and it was the only drug he enjoyed. He obliquely asked me to bring it over to him – no discussion of what or how much.

I biked over to his (very nice) place and he had a coffee and a chat, and I simply handed it to him and was getting ready to leave, thinking maybe he’d have my dad pay me?? Nope, as I left there was an envelope on next to the rear entrance.

It contained $500. For like $80 of hash. He would repeat this several times. He just needed a source he could trust and not raise eyebrows.

When my dad passed he helped manage the estate and we had an implicit mutual trust that made things go much easier.”

13. Hmmmm.

“My partner has a cousin whose family is very well off and has always provided everything for him.

When he was 18 and first dealing with managing his own bank account, he once didn’t understand that he had overdrawn his account because he though the negative sign in front of the balance was “a decorative dash.””

14. Kinda clueless.

“Had a roommate in college who was pretty well off. I was pretty much putting myself through school, and was almost always broke.

One day we went by the ATM that dispensed in $5 increments (yeah, I made d*mn sure I knew where those were!) Anyway, turns out I had less than $5 in the bank, so looked at my buddy and said, “well, looks like no beer for me tonight.”

He literally looked at me and said “well, just take it out of your other account.” I just stared at him and asked what he meant. Turns out he legit thought that everybody had a second account their parents kept filled with “emergency” money!

He did buy beer that night though, so he was a good guy. Just kinda clueless.”

How about you?

Who are the most out of touch rich person you’ve ever encountered in your life?

Tell us your stories in the comments!

The post People Share Examples of Wealthy People Being Out of Touch appeared first on UberFacts.

What Would You Still Refuse to Buy if You Were Filthy Rich? Here’s What People Said.

This should be interesting…

A lot of us daydream about what we’d do and what we’d buy if we had unlimited funds. But on the flip side, it’s also fun to think about what we would definitely NOT buy if we had a boatload of cash.

For me, I’d have to say it would be fancy cars. I just don’t think it’s something I could ever get into…but that’s just me.

What would you still refuse to buy if you were rich?

Let’s see what AskReddit users had to say about this.

1. Don’t even bother.

“Expensive cat toys.

My cat will continue to play with my phone charger.”

2. You don’t need it.

“A big house.

Though I’d probably build a really luxurious small one.”

3. Not gonna happen.

“Stadium foods like $10 bags of popcorn.

It’s just the principle.”

4. Terrible idea.

“Heroin

Easiest way to stop being filthy rich and become lifeless in the process..”

5. No thank you!

“Diamond-encrusted anything.

I don’t like glittery things and it just looks uncomfortable and heavy.”

6. Nope.

“Water in bottles.

In my country the tap water is 100% safe to drink. So buying water in bottles would be a waste of money, time and resources.

Change my mind…”

7. Enough of that.

“Anything from Walmart.

I’d love to be so rich that I wouldn’t have to step into a Walmart again.”

8. Smart.

“Bags for bathroom trash cans.

That’s what plastic grocery bags are for.

Even in CA, where we’re not supposed to have plastic grocery bags, they have made a comeback during COVID.”

9. The high seas.

“You will never see me booking a cruise no matter how much money I have.

There are endless other places I’d rather spend my vacations.”

10. Doesn’t need to be new.

“A new car.

I would just let other rich people buy theirs new and drive it for a year before they get bored of it and buy a new one.

There are plenty of great vehicles on the market simply because some people can afford to view their transportation as a status symbol.”

11. Art stuff.

“Overpriced paintings.

Like yeah, spending a few grand to get an incredible landscape by an artist makes sense.

Spending 2 million on some modern art bullsh*t or splatter painting does not. Sh*t’s just stupid. I will never understand this.

Now I’m sure some of this is money laundering but it can’t all be money laundering, right?”

12. Flashy.

“Personalized license plates.

Might as well wear a t-shirt saying “I’m a pr*ck”.”

13. Do it yourself.

“An oil change, basic service on my car including brakes.

I’ve always done it myself and that wouldn’t change.”

14. Imagine that.

“One of those brides that you order.

I know that they do it out of free will, but I just don’t want that.

I want to actually, like, meet my wife, and get to know her.”

15. Really?

“Meals outside.

At any fast food joint, any restaurant, any bar, etc.

Just no.”

16. Here’s the list.

“Apple products (there are superior products for cheaper).

Extremely overpriced food items like “gold hamburger” where theres gold flakes on it, adds nothing to the taste and is a waste of money and gold.

I would never buy diamonds, they’re only expensive due to limits on export and importing.”

17. Not flashy.

“Overpriced cars and clothes.

I wanna be rich but not in a in your face way. I wanna be rich but you don’t think I’m rich. A nice-ish house? Yes. A decent car? Yes. Designer and Tesla? Nah.

I just wanna take care of me, my girlfriend, and any potential children I have or adopt.”

How about you?

If you were flush with cash, what would you STILL refuse to buy?

Tell us what you think in the comments!

The post What Would You Still Refuse to Buy if You Were Filthy Rich? Here’s What People Said. appeared first on UberFacts.

People Share What They Think Screams “I’m Much Wealthier Than I Look”

Rich folks are an odd group. Some of them like to flaunt it, and some of them like to keep it a secret from the world for one reason or another.

It’s like when you read an article about a woman who lived in a run-down shack with 75 cats and no running water and you later find out she was worth $10 million. Weird, right?

But, that’s life!

What screams “I’m way richer than I look?”

Here’s what AskReddit users had to say.

1. Interesting…

“Unique or somewhat odd collections of things most people don’t collect.

I worked in a high-end whisky store for many years, and the number of shabbily-dressed men from overseas who strode in to spend $5,000 – $10,000 on whisky for their collection was staggering. They were always chatty, knowledgeable, and above all casual.

One man in particular had been collecting for decades, his wife was fully supportive (she had her own collection of rare items, he implied), and he enjoyed traveling the world to pick them up as an excuse to go someplace. Conversations often went like this:

Customer: “I see from your website you have the [rare bottling from 1967]? Do you have any in stock now?”

Me: “We do, yes. It’s downstairs. In fact we have a few of that vintage, as well as the [1953, 1966, and 1972]. Would you like to know the prices?”

Customer: “Oh, great. I think that fills a couple of gaps in my collection. And if not the guys and my wife will enjoy cracking one open. Can you package them up for me please?”

Me: “Would…would you like to know how much they are, sir?”

Customer: “Can you ship them all to my place? In fact, if you have discounts for bulk items, I’d like to know what other vintages you have.”

And so on.”

2. I had no idea!

“I went to dinner with a GF and her parents. After we ate, the owner came out and asked how the meal was and then we left without a bill ever coming to the table.

On the way home I asked GF about it and she said her dad had “tabs” at all the restaurants he liked to eat at.

As we were leaving the valet brought the cars around and I mentioned I liked his Tahoe. I asked what year it was and he kind laughed and said whatever is the newest one.

I didn’t know he owned a car dealership in another city.”

3. Booking the fancy rooms.

“I work at a luxury resort.

People call to book rooms with me all day and they aren’t cheap. I can tell when it’s obvious a young couple who had to scrape together the dough for the cheapest room.

But every once in a while I’ll get a call from someone who casually calls and asks to book the biggest room without asking for the price. They know exactly what they want and the price means nothing to them.

2.5k a night? No biggie. Here is my card number.”

4. The old man.

“I had reason to frequent a small but popular marina at a certain Gulf Coast city.

I encountered one old man often, enough we greeted each other with random chit chat. Lovely gentleman. He wore a crumpled old hat, a grease spotted tee shirt, cut off jeans, and worn deck shoes. He always puttered around the largest yacht in the marina, about 60′ long.

He would polish the chrome, wash the deck, clean the life preservers. I didn’t assume he was the maintenance guy because he had such self confidence. I never saw him actually take it out.

I got up the nerve to ask security who he was; he owned most the commercial real estate in the city.”

5. Don’t talk about it.

“They avoid any discussion of money.

When paying for anything they like to do it privately/quietly/before anyone else is aware, so you end up walking in and out of places feeling like you haven’tpaid, almost as if money doesn’t exist.

They don’t flaunt it.

Source: I was dating a girl and didn’t realize she and her whole family were rich until her dad picked us up for dinner in a brand new Mercedes, proceeded to pay for everything during our trip, and our Christmas presents were first class flights to the US (from Australia) for a ski holiday…

That’s around AUD$10-15k (US$7-11k) per person. He also financially supports his other daughter at Cornell University/living in the US.

I grew up poor (and still am, lol)… But I never realized how poor until I met that family.”

6. Had no idea.

“Oh God. I dated a rich girl in high school but didn’t realize it until it was time to meet her dad.

She had me meet them at a restaurant that there was absolutely no way I could have afforded the tip, let alone my meal. It was awkward (for me, at least) assuming I wasn’t going to pay anything when the check came.”

7. A good friend.

“One of my good friends made a bunch of money in oil and then invested it in tech companies that ended up doing extremely well.

2 years out of college he was a multimillionaire. He’d still go out to drink with us like normal and would pick up the tab for dinner and drinks for a group of 8 to 12 of us without a second thought.

He didn’t flaunt it or anything, just wanted his friends to have a good time without worrying about money while he was around.”

8. Join the party!

“The type that nonchalantly offers you a spot in their luxury box at a game or concert, or covers your course fees at a golf outing even though you barely know them.”

9. This one, right here.

“Wearing a T-shirt and jeans in a room of people wearing suits.

My company CEO does this all the time.”

10. Did you sleep in that?

“Back in high school I used to do rowing, and at the rowing club there was this guy who wasn’t great at socialising, was a little awkward, but he was friendly so I didn’t mind him.

We often went out on the same boats and would talk to each other (as much as was possible while rowing), and at the end his dad would always pick him up afterwards wearing sweatpants, slippers and a hoodie.

You might understand why, then, I didn’t believe my friend when he told me that they were one of the richest families in the world. I looked them up, and sure enough, there they were, worth an estimated 15.5 BILLION DOLLARS.

Now whenever I see someone out in public looking like they’re wearing what they slept in I always assume they’re mega rich and don’t car about a thing anymore.”

11. No idea.

“Not knowing prices for common household items/foodstuffs.

Either they’re getting the super deluxe version and don’t know the standard price or they haven’t done their own food shopping for years.

To clarify, it’s not about knowing the exact price of a product (most don’t), but having no real conception of even a ball park figure.

Being used to buying vastly more expensive things, they guess what they believe to be “cheap”, yes, like Bill Gates’ appearance on Ellen.”

12. No brands.

“Really rich people don’t wear clothes with a big brand on display because they don’t make free publicity for anyone.

For clothes they have specific shops who could tailor them high quality clothes, purses or shoes anytime.”

13. You’d never know.

“My boss drives a $2,000 Mercedes from the 1980’s, usually wears jeans and sh*tty clothes at all times.

No jewlery or watch, owns a $150,000 used house.

He’s worth $2 billion.”

Now we want to hear from you.

What makes you think someone is way richer than they look when you see them?

Tell us all about it in the comments.

Thanks!

The post People Share What They Think Screams “I’m Much Wealthier Than I Look” appeared first on UberFacts.

People Talk About What They Think Is Expensive, but Is Only Owned by Poor People

Why do people who don’t have muchf money buy expensive things?

For status? To show off? To make themselves feel better?

Who really knows…I think every person is different and probably does it for different reasons.

People on AskReddit were asked the following question:

“What is something that is expensive, but only owned by poor people?”

Here are some interesting responses…

1. Cars are pricey.

“I remember I had an old Chevy truck that cost so much to maintain and keep fuel in that I couldn’t afford to save for another car.

I literally kept me broke until I eventually joined the military and could afford a different vehicle.”

2. Doesn’t always work that way.

“Rent-to-own. Spoiler: you never quite own it.

Places like Aaron’s just make me mad. It seems like you’re getting a good deal, but you aren’t. You’re paying like twice as much for an item.”

3. It’s better to buy in bulk.

“Single items of things that should be bought in bulk. Like single rolls of toilet paper.

Barely scraping by paycheck to paycheck means buying bulk is sometimes impossible.”

4. It adds up.

“Laundry.

The poor don’t own the machines. But they pay a lot more overall to do laundry at laundromats.”

5. Food deserts.

“In food deserts, things like meat and fresh vegetables are sometimes actually more expensive than the boxed stuff.

That’s when you look at total yield of food stuff that will fill your stomach over time.”

6. This is true.

“A lot of kids.

The poor are often very fruitful.

I have 6 siblings. I am the only one to have gone to college and graduate. I can’t remember a time when any of my family hasn’t lived off food stamps :/ “

7. Fancy cars.

“The amount of privates in the army who have just enough money to pay for their 30% interest 2018 ford mustangs, but not enough money to buy literally anything else is pretty ridiculous.”

8. In the long run…

“Just paying rent.

Where I live mortgage is waaaaaaaaaay cheaper then getting a house but they dont give me a mortgage because I dont earn enough… so I have to keep renting expensive places making it take even longer for me to save up.

And in my situation getting a better paying job is difficult… I swear this world is made for the rich and middle class. Poor people are straight up fucked in every way possible…”

9. Is it worth it?

“Lottery tickets.

Sure not individually but over time it must get expensive.”

10. You do see this a lot…

“Tattoos.

They’re not cheap, but somehow they’re inked from head to toe.”

11. A mystery to me.

“Designer handbags covered in the brand logo.

Louie Vuitton Louie Vuitton Louie Vuitton Louie Vuitton Louie Vuitton Louie Vuitton.”

12. Bling bling.

“Bling, for the most part.

Yeah celebrities sometimes like to show off a bunch of bling but the rich people I’ve known don’t aggressively flaunt their wealth.”

13. Showing off.

“Designer belts.

Dudes will pay $300 to hold up their pants but can’t afford linens for their mattress that’s on the floor without a box spring.”

14. A bad habit.

“Cigarettes.

I know more poor people who smoke than other groups.”

15. The shoe game.

“Jordans.

Not exclusively owned by poor people but everyone in my “2 family one bedroom apartment neighborhood” is obsessed with who owns the most expensive Jordans as if it’s a status symbol.”

16. Two things…

“Starbucks and nice shoes.

In the Philippines some folks might earn equivalent of $5 a day, but they’ll get their Starbucks and nice shoes to give the impression they aren’t as poor as they are. They will take great care of that Starbucks cup, so they can re-use it.”

17. Branded items.

“Really expensive branded items that look horrible and have high price tags just because of the label like yeezes and other crap like that like someone with money and common sense wouldn’t spend money on or wear.”

18. In my neck of the woods.

“I’ve noticed a lot of the poor around the US do a lot of expensive things. At least in my neck of the woods…they smoke, drive gas guzzlers, have many animals, drink excessive alcohol, many do drugs, go to “pain management clinics,” etc.

Obviously a lot of these people I know have lots of debt, rent a home or apartment, make ridiculous payments on the unecofriendly vehicles they drive, but have the latest cell phones, tennis shoes (or whatever you call them where you’re from,) designer bags (ok mostly knockoff….but you’re trying to look the part!), fake fingernails, dyed hair…..I could go on…but I won’t.”

19. That sucks.

“Paying for public transportation to get to work.

I live in Portland. It costs me $100 a month just to get to work.”

20. A great point.

“Poverty itself.

It can be mind-bogglingly expensive to be poor. Everything gets put off until it becomes catastrophic.”

What did you think of those answers?

Are they on-point, or do you think the folks offering up these opinions are wrong?

Tell us what you think in the comments, we’d love to hear from you!

The post People Talk About What They Think Is Expensive, but Is Only Owned by Poor People appeared first on UberFacts.

A psychology study of more than…

A psychology study of more than 4,000 millionaires found that people with more wealth are indeed happier with life. They also found that people who earned their wealth were happier than those who inherited it.

This 24-Year-Old Will Have $100,000 Saved by Next Year. Here’s How

Managing our money is definitely one of the biggest struggles most of us face as we enter adulthood. It’s a skill that isn’t nearly as widely discussed/taught in school as it should be. Too many adults these days are living paycheck-to-paycheck, where any major, unexpected expense can potentially derail their entire lives.

Tori Dunlap is only 24 years old, but she recently realized she’s on track to have $100,000 in the bank by next year despite never making more than $80,000 in a year. Pretty impressive for a young person, right?

Dunlap said, “One of my biggest priorities in life has always been to save as much money as possible — and I owe much of that to my parents, who made sure I had a strong financial education at a young age.”

Dunlap acknowledges that she has some advantages that others don’t: she’s white, she comes from a middle-class family, and she graduated from college with no debt. But whether you’re as privileged as she is or not, anyone can benefit from her 5 most important money-saving tips.

1. Get on that side hustle

Dunlap said she worked an extra 15 hours per week doing social media marketing outside of her regular 9-5 job to help reach her $100,000 goal. She then invested all her money from her side job and 20% of her earnings from her full-time job.

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You don't have to stop spending money. You just need to stop spending money on things that aren't priorities for you. ?????? If that daily coffee brings you joy, awesome. But if that daily coffee is your excuse to get you out of the office at 2 pm, and you don't even taste it any more, something needs to change. ☕☕☕ Make a list of your three priorities. These are things you're willing to spend discretionary money on (mine, for example, are travel, food out, and living alone in Seattle.) This list might be the same as mine, or include things like fancy groceries, manicures, makeup, clothes, etc. These are the things were the majority of your "fun" money should be spent. ??? Then, use a tool like my Cash Calendar to track your spending and reflect on your purchases. Did these align with my priorities? Or did I emotionally spend my hard-earned money on something that didn’t matter to me? That’s where the real transformation happens. ??? What are your three spending priorities? Drop them below! ?: @oliviafrances143

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2. Invest early

Dunlap opened a Roth IRA after she graduated from college and she maxed it out every year. She also saved six months of living expenses in a high-yield savings account for an emergency fund.

3. Don’t fall into the lifestyle inflation trap

Dunlap lives in an expensive city (Seattle), but she tries to save money in a variety of ways. She lives in a less expensive, less trendy neighborhood than many young people in Seattle. She has prioritized saving money over having a trendy lifestyle. She has a one-hour commute to work instead of a five-minute ride on the light rail, and her neighborhood consists of mostly older people – but, again, she is saving more money than her peers by not paying an outrageous amount for rent.

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Privilege. • This word, especially when it comes to money, can cause people to go from zero to sixty in a hot second. And rightfully so. It’s hard to listen to folks talk about privilege who haven’t done the work of educating themselves as to what it means and why it matters. • One of the core tenants of my practice is to acknowledge my privilege. A huge reason why I’m on the path to $100K is because I graduated without student debt. That was a privilege. Going to a private college was a privilege. Getting two four-year degrees was a privilege. • It was also work. My parents — who both grew up poor — sacrificed and scrimped and saved so they could help support me financially. A huge privilege. They also expected me to contribute — with profits from summer jobs, three jobs while going to school, and merit scholarships. It was a collaboration, not a handout. A privilege but not a hall pass. • After listening to the most recent episode of @fairercents, it got me thinking. Too often, we don’t showcase that both of these things are possible: having or lacking privilege, combined with hard work. I would not be where I am today without privilege: being white, cis-gendered, with supportive parents who were able to emotionally and financially support me. But I also wouldn’t be where I am without diligence. • With privilege, comes responsibility. Having the financial education I have is a privilege I intend on using for good. With this knowledge, I have the responsibility to teach and guide others. It’s what I believe I was put on this earth to do. • I know privilege can be a tough conversation, one that I am constantly learning more about and trying to be better at. Always more to ponder and consider and strive for… thanks for listening. ?: @karyaschanilec

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4. The three-bucket budget rule

Dunlap divides her budget into three buckets. The first is living expenses (rent, bills, groceries). The second is for goals (investments, retirement, saving for a house). The third bucket is for everything else. This is the fun bucket for eating out, clothes, and travel.

The percentage of how much you put into each of the three buckets varies depending on the person.

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“We all have a better guide in ourselves than any other person can be…” ??? Personal finance is just that — personal. Our emotions and our mindset affect more of our money than any APR or interest rate can. ??? Changing your money habits starts with changing your mindset. It starts with knowing yourself and your triggers. It starts with small steps over time. ??? This is where a money coach can help you. We see you for your whole person, not just the number on your statement. We’re that cheerleader to keep you going, with the knowledge of how to guide you. It’s my favorite thing in the world. ?????? You know yourself better than anyone else. Trust yourself and start building habits that will change your life. Go get ‘em.

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5. Take things one step at a time and learn from your failures

We all make mistakes when it comes to saving (and spending) money. Dunlap said she took a job once simply because the money was good, even though her gut told her otherwise. The work environment ended up being extremely toxic, and she quit less than three months into the job.

Dunlap admits she felt like a failure after this experience and that it took her a while to rebuild her confidence, but in the long run she learned more about herself and what is important to her. She said, “Money is great, but unhappiness isn’t. Life is just too short.”

Do you have any money-saving tips of your own? Share them in the comments.

The post This 24-Year-Old Will Have $100,000 Saved by Next Year. Here’s How appeared first on UberFacts.

10+ People Share What They Thought Being Rich Meant When They Were Kids

When I was growing up, I thought that if someone had a convertible, they had it made in the shade, no questions asked. Their life must be perfect and they had to be wealthy beyond imagination.

That was the pinnacle of wealth to me.

Someone threw out this question to the Twitter-verse recently and it got a lot of people thinking and talking.

Here are some of the best responses.

1. She answered her own question

2. Classy AF

3. If you were lucky

4. High rollers

5. LOADED

6. Super fancy

7. I always wanted one of those…

8. Big shots

9. Kids showing off

10. THE RICHEST

11. The garage fridge was a big one

12. Stairs!

13. The name brand stuff

What were YOUR thoughts on this when you were a kid?

The post 10+ People Share What They Thought Being Rich Meant When They Were Kids appeared first on UberFacts.