Benjamin Franklin lived his life by 13 rules…

Benjamin Franklin lived his life by 13 rules which he called the 13 virtues. He made these virtues when he was 20. 1. Temperance. Eat not to dullness; drink not to elevation. 2. Silence. Speak not but what may benefit others or yourself; avoid trifling conversation. 3. Order. Let all your things have their places; […]

The concept of using a card for purchases was described…

The concept of using a card for purchases was described in 1887 by Edward Bellamy in his utopian novel Looking Backward. Bellamy used the term credit card eleven times in this novel, although this referred to a card for spending a citizen’s dividend from the government, rather than borrowing.