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The founder of Safeway supermarkets was a preacher who felt that credit purchases were evil, and named his cash-only stores to promote the “safe way to shop”.
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In 1888, Edward Bellamy predicted the credit card. He wrote a book called “looking backwards” in which everyone uses a mechanical device to monitor and use their money/credit. The device he describes is almost identical to the credit card we are today.
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Up to the early 1970s, credit cards were reserved for men, women could get a credit card if their husbands cosigned on the application. The Equal Credit Opportunity Act (1974) made it unlawful to discriminate on the basis of race, color, religion, national origin, sex, or marital status.
If you’ve used or are currently using any of the following Android apps, you’ll probably want to get busy erasing them AND you’ll want to check your credit card statement.
Here’s why.
A new malware called “Joker” has made its way into Android apps that ended up in the Google Play store. The malware silently signs users up for subscriptions that might go undetected by people unless they closely look at their monthly credit card statements.
Aleksejs Kuprins, writing at the cybersecurity company CSIS, described how the scam works:
“For example, in Denmark, Joker can silently sign the victim up for a 50 DKK/week service (roughly ~6,71 EUR). This strategy works by automating the necessary interaction with the premium offer’s webpage, entering the operator’s offer code, then waiting for a SMS message with a confirmation code and extracting it using regular expressions. Finally, the Joker submits the extracted code to the offer’s webpage, in order to authorize the premium subscription.”
Android users, take a second to uninstall these 24 apps infected with the new "Joker" malware: https://t.co/qz4rxnEHok pic.twitter.com/fy5eWdUXNN
— Lifehacker (@lifehacker) September 9, 2019
Google has already removed the bad apps from the Google Play Store, but you should still do a double-check to see if you’ve downloaded or used any of them because they racked up more than 472,000 downloads before they were taken down.
Here’s a list of the infected Android apps (with links).
'Joker' malware was hidden on dozens of Android apps https://t.co/aon2KAVKzB pic.twitter.com/q6vuUAjCEX
— New York Post (@nypost) September 10, 2019
After you’ve done the deletions (if you needed to), be sure to check your credit card statements back to June of this year to make sure that you don’t have any suspicious charges for subscriptions you didn’t buy.
If you are one of the unlucky ones, the next step is to alert the people in your contact list: the “Joker” malware steals your entire contact list and uploads it to a command and control server, so it’s better to be safe than sorry.
The post These Are the Android Apps Infected with New ‘Joker’ Malware That You Should Probably Delete appeared first on UberFacts.
In 1958, Bank of America mass mailed 60,000 unsolicited credit cards, with a credit line of $500, to residents of Fresno, California. They chose Fresno so that if the plan failed, it wouldn’t get much media coverage. The program was wildly successful and marked the birth of Visa.
The concept of using a card for purchases was described in 1887 by Edward Bellamy in his utopian novel Looking Backward. Bellamy used the term credit card eleven times in this novel, although this referred to a card for spending a citizen’s dividend from the government, rather than borrowing.
In 1958, as an experiment, Bank of America mailed 60,000 residents of Fresno, California a small plastic card with a $500 credit line. Bank of America figured if it failed, there would be no media coverage because it was in Fresno. The experiment was hugely successful and the program became Visa.