fact
Nishiyama Onsen Keiunkan is a hotel in Japan, that has been running for over 1300 years, ever since it began in 705. It has been ran over 52 generations by the same family, which still operates it today.
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In 2005, to protest against conditions in the cocoa industry, a Dutch reporter ate 17 chocolate bars then asked to be arrested and tried for child slavery. The judge wouldn’t convict him, and the reporter went on to found Tony’s Chocolonely company.
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When we think of bullies and how to survive them, our minds typically go to being young.
I think that’s because we’re – rightfully – extra concerned about the mental health of kiddos whose minds are still developing, and who typically don’t have the experience and life skills to cope.
Image Credit: iStock
Even if we do have that experience and those skills as adults, though, dealing with someone who is bullying us at work or in our personal life still really stinks.
If that’s something you’re dealing with now – or feel like you might in the future – here’s some advice from clinically-trained marriage and family therapist Roger S. Gil on how to handle it effectively (and with class).
Image Credit: iStock
You may not have the option of telling the “teacher” for one reason or another, but you can employ what Gil calls “avoidance strategies.”
“Avoidance strategies can be as simple as upping the privacy on your social media, ensuring you’re not alone around the bully, or devising an escape plan should the bully try to corner you.
While the passive approach may not be the most popular one, it may be the only course of action for some people who feel that they cannot address the bullying directly.”
If you’re comfortable, you could do something like ask your boss to reassign your workspace or to be switched to a different team or project.
Basically, if you have the chance to put physical space between the two of you, do it.
Image Credit: iStock
Bullies look for people who they think are vulnerable and weak, because the last thing they want to deal with is someone who fights back, says Gil.
“Bullies might go after the “short” girl, “fat” guy, “ugly” kid, etc. because they feel they can target the person in the area where they are the most insecure. Some bullies will target someone who they perceive to be an “alpha” (e.g. the popular girl, the good-looking guy, etc.) to boost their ego. This strategy serves a social purpose in that the bully is trying to establish power so nobody else will try to push them around.”
Basically the old, “act like it doesn’t bother you and they’ll probably stop” works with adults, too.
You can try laughing when they make jokes at your expense, thanking them for sarcastic compliments, pretending you don’t hear them when they’re being rude, and keeping your cool if you do something embarrassing.
All easier said than done, but if you can manage it, definitely an effective tool.
Image Credit: iStock
If the bully keeps pushing after you’ve tried some more indirect routes, you can try standing up to them. Gil recommends pointing out their bad behavior as a great way to get under their skin.
“Assuming the bully is nonviolent and unlikely to find some other way to harm you, confronting them by pointing out that their behavior is bullying is sometimes a good start.
Avoid provoking them but, at the same time, question their motives and what purpose going after someone who has done them no wrong serves them.
This shows that you’re not afraid to call them out and, if necessary, put them on the defensive.”
Some tips for getting the most out of the confrontation include:
Image Credit: iStock
If you’ve done everything you can think of on your own, or if things are going too far and you can feel yourself getting beaten down, don’t hesitate to ask for help. Your safety and mental health have to be a top priority, so Gil says not to let your pride prevent you from getting the help and protection you need.
“It goes without saying that any perceived physical threat should be handled with the assistance of local law enforcement or other community resource.
Some bullies are dangerous and may need legal interventions (e.g. restraining order, police report, etc.) to reduce the risk of harm.”
If this is happening at work, there are protections in place to help. Reach out to your HR department and ask about policies on bullying and a hostile work environment – most employers will act quickly to avoid being implicated.
There you go!
These are some great ideas on how to handle adult bullies, so though I hope you never have to deal with one, now you have ways out if you do.
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Cats are great pets. They’re cute and cuddly, don’t need to be taken outside to use the restroom, and as a bonus, they keep pesky mice out of the home.
However, they can also be a pain when it comes to keeping the furniture in good condition. Unless trained otherwise, cats will dig their claws into couches, carpets, blinds, and beds. In fact, they love destroying the underside of a bed or couch and turning in into their own private hideout.
That’s why this cat maze bed frame, by CatLife is SO exciting.
Image Credit: CatLife
This is the Gatrimonial bed.
With a bed frame like this one, you’ll never have to worry about your cats destroying the underside of your bed again! Along with the frame comes a bed base and a back.
Unfortunately, the Gatrimonial bed is priced at $2,120,000 – $2,650, 000. (Gulp)
Image Credit: CatLife
But just look at how cool it is!
With a bed frame like this, your cat (or dog) can both hide away when they need some privacy, and entertain themselves by weaving through this wooden maze.
Honestly, it’s about time someone invented this.
CatLife has a full line of products for cat owners and their cats.
Like the Gatrimonial bed, many of their other products help to create cat-friendly spaces in a sleek and modern home.
If you have the money to spare, why not live with your cat in style?
Avoid the cat-scratched furniture by investing in furniture made specifically for you and your cat.
Would you buy the Gatrimonial bed?
Let us know in the comments.
The post A Company Created a Hidden Cat Maze Bed Frame People Will Love appeared first on UberFacts.
Junior Bridgeman a former NBA player who was not a star in the league, took his earnings from the NBA and invested them into food franchises. He now has a net worth of $600 million only behind Michael Jordan as the richest NBA player in history.
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I hate these kinds of stories.
I’m talking about the ones where people blow all their hard-earned money either through a scam, recklessness, or just plain bad luck. And, sadly, it happens all the time.
AskReddit users talked about the worst financial decisions they’ve ever seen.
“A private company announced a special dividend to all shareholders as of date of record one-month in the future. $1.30/share dividend.
There was an option holder with 300,000 options at a $0.10 strike price.
He did not exercise them. Had he exercised his options for $30,000, he would have been paid $390,000 the following month.”
“I used to work for a company with an actuarial Department. There was a lovely young woman working in the call center with a masters degree in data science.
She was constantly talking about how frustrated she was with making $16/hour in a call center when she had a masters degree in data science, yet no matter how many times I told her to apply to the actuarial team she wouldn’t do so. The actuarial team was HUGE about promoting within.
I saw many people who wanted to learn more about what they do who had no experience whatsoever get excepted into the team because they wanted to learn. This girl was a shoo-in. And yet she never even tried despite the fact that there were always openings.
She also shared with me that she was $180k in debt for that master’s degree. Last time I checked in with her she had left the job completely and is now in school for art. (Insert facepalm emoji here.)
But my favorite was before I was even an accountant. I worked for a small CPA firm as a receptionist during tax time. I saw a full-grown woman sit down on the floor and start crying because she owed $900 in taxes that year when she had made about $150k that year.
I rolled my eyes so hard that I hurt myself. Later that day I had a guy who owed $750k to the IRS and said “woohoo! That’s way less than last year!””
“The client who joined an MLM and racked up half a million dollars worth of losses before finally listening to us and quitting.
The client who spent $40k on Farmville over 3 months.
The clients who give their adult children allowances that exceed my salary, fancy cars, and houses without expecting them to ever hold down a job themselves.”
“Watched a client walk out of my office after I explained the risk in liquidating his 401K to start his own business.
He started it with no management experience or business model, real “fly by the seat of his pants” kinda guy. Wanted to start a career flipping houses in a college town, turn them into upscale rentals.
Did it in a bad neighborhood and lost EVERYTHING.”
“My brother had a long standing client of around 10 years get married after only knowing a woman for 12 months. He was almost 55, she was in her early 30s.
55 y.o. man wanted to add her as a signatory on his retirement account. Basically giving her 100% power over the account. A quick soft credit check showed she was not good with money.
My brother offered up many different options as to how to give her access to the money but with limitations. He even straight up refused to do it, saying that he needed to think about it for a few days.
The guy came back in the next morning saying he would file a complaint against him if he didn’t set it up. My brother said that he would need to get the documents notarized, and sign a waiver that this is against the institutions advice.
The guy comes back in later that day and finalizes the deal.
You can guess what happened within about 6 months.
The account had around 600k in it to begin with, and she had managed to run off with about 65k before the account was frozen by my brother for review of withdrawls.
The man was f*ckin p*ssed and tried to lawyer up twice. Neither time did it even go to court.
His advice is that if you are married and have investment accounts, just keep them separate unless you REALLY have a reason to give them access.
You can totally notify the agency about your marriage, and sometimes in certain situations the spouse can get limited info confirmed for medical bills and such.”
“Making over $250k (sometimes WELL over), no withholding, not paying estimated taxes throughout the year, can’t afford the tax bill with the return EVERY YEAR, then b*tching because they can’t afford the installment payments on the taxes they owe from two years ago.
Sell your gaudy McMansion, take your teenage daughter’s credit card away, let your drunk driving son stay in jail and get a public defender, and tell your b*tch wife to stop spending all day at the tennis courts sipping mimosas.
Get your sh*t together and pay taxes throughout the year like the rest of us. You aren’t being persecuted by the IRS, you’re just an idiot.”
“I work for a bank. One of our branches had a customer who was basically homeless. Then, he wins the lottery!
Over the next few months, the staff watched him come in to withdraw thousands of dollars every day to spend on extravagances. Everyone tried to convince him to sit with a financial advisor to help him make the most of his money.
Less than a year later, he’s in slightly better shape than when he started; he’s at least able to live in the car he bought.”
“I’ve had a client where I noticed this guy’s credit debt always remained hovering $13k to $15k… I asked him why he only makes minimum payments on his credit card instead of paying it off, because I see he has roughly $11k sitting in a bank account.
Interest per month on that credit card bill is roughly $250, and according to his repayment patterns it will take him roughly 19 years to pay it all off.
His answer to me is the bank charges him $7.99 per month for his bank account if his balance dips below $10k… So to save the $7.99 per month this guy is paying $250 in interest on his credit card.”
“What I’ve seen, countless times, is someone who started a business with ZERO research, no understanding of what running a business involves. (Here’s a hint: practically every business involves paperwork and deadlines.).
The business models come in waves… for a while it was Barbecue shacks, then it was cupcakes, then house flippers, then food trucks. I think they see it being done on TV shows that make it look fun. It isn’t fun when they come to me with debt, tax levies and lawsuits. IRS and state labor department and health department on their backs, and suppliers taking them to court for unpaid bills.
Some of them cashed out their retirement account to buy a business; others put their house up as collateral for an SBA loan. it’s a nightmare. If they had come to an accountant first, we might be able to help them (or even better, dissuade then).
I usually see them after 18-24 months of screwups and by then it’s usually too late to rescue them.”
“I’m a banker. Banks charge fees for using other bank’s ATMs.
I had a customer that would check his balance and then do withdrawals daily at a foreign ATM. Guy did not have a lot of money to begin with and because he did this, would overdraw his account and get slapped with an overdraft fee which put him in the hole further.
We ended up taking away his ability to overdraw his account. Dude was p*ssed but it helped right the ship a little.”
“Bank advisor here, a customer got an inheritance, about 200.000€, and just spent in like 2 years, not investing it or putting into a savings account.
Didn’t even buy something big like a car our part of a house, just spent too much every month for two years and it was gone”
“Claims Adjuster here, and I see it happen all too often – trading in vehicles with negative equity.
Why? Why can’t you be financially responsible and pay off your vehicle instead of rolling the leftover loan onto that new shiny machine you just can’t resist, and rinse/repeat a couple of years later. Your loan is just getting bigger and bigger.
I had one client (recent, otherwise I had more than that) – who totaled his vehicle. He blew past a stop sign and collided with another vehicle. Guess what friend, out of that $70,000 you still owe to the bank because you’ve traded in 4,5 vehicles over the years – we are only covering you for what your current vehicle is worth today, around $25,000 or whatever it was .
Depreciation applies unless you have the proper endorsement in place. That means you will be paying the bank for the leftover loans of some vehicles, none of which you own.
Own one vehicle, one loan – if you ever totaled your vehicle, insurance will provide you enough to cover the loan. If it doesn’t quite cover it because of high interest, it sure as hell isn’t a $45k loan left.”
“Best friend is a CPA, and when he had his own practice, he had some pretty big-name clients (Senators, musicians, pro athletes, etc.).
One of the biggest mistakes people made were thinking they were smarter than an accountant. His biggest challenge were the people who heard about the “sovereign citizen” nonsense. To no one’s surprise, a random guy on YouTube doesn’t know more than an actual CPA with 40+ years experience.
At least a few of these new-found “sovereign citizens” ended up doing time for tax evasion.”
Have you ever seen someone make a really terrible financial decision?
If so, please tell us about it in the comments.
We’d love to hear from you!
The post People Discuss the Worst Financial Decisions They’ve Seen Folks Make appeared first on UberFacts.
In order to keep up its image, the Victoria’s Secret company listed its address as being in London even though the company was actually headquartered in Columbus, Ohio.
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I’ve been wracking my brain trying to think of a business that I felt was so terrible that I’d never go back or spend money on again and I just can’t really think of any.
There are definitely tons of places where I would never spend my money in the first place, but I don’t think I’ve had such a bad experience somewhere that I vowed “never again”…
But these folks sure have…
AskReddit users opened up and revealed the brands, stores, and restaurants that they’ll never spend money on again.
“Greyhound.
I will NEVER step foot on one of their buses again. Every single time I’ve rode with them, something catastrophic happens.
From buses breaking down to felons getting arrested mid-trip, I think it’s safe to say I’ve had enough.”
“Wells Fargo.
Fake Accounts scandal
Auto Loan insurance scandal
Mortgage Loan scandal #1 (changing customer terms)
Mortgage Loan scandal #2 (2008)
PPP Loan scandal.”
“Never again restaurant was Jamie Oliver’s Italian.
Bloody awful menu, completely pretentious trite.
I think they all closed down.”
“Spirit Airlines.
The one time my family has flown Spirit there was a crushed taco salad in the pull-down desk, and the whole plane smelled vaguely like baby powder.”
“Smokey Bones.
I ordered a “loaded nachos” from them recently. It arrived. It was basically a pile of plain corn chips with maybe a tablespoon of cheese sauce.
It included several tiny tablespoon portions of salsa, tomatoes, jalapeños, and sour cream. This was $13.00! Total waste of money.
I will never order from them again!”
“American buffets.
Ryan’s, Golden Corral, Old Country Buffet, etc…
I worked at one. Trust me. Do not.”
“Soon after she left me in 1998, my ex wife wanted to meet for a post mortem conversation. I suggested we meet at Pizzeria Uno.
About 20 minutes into our agonizing conversation, she looked around and said: “Wait. You hate Pizzeria Uno.” I replied: “I sure do. I’m not going to ruin a place that I like with terrible memories. I’m never entering a Pizzeria Uno again.”
And I haven’t.”
“Best Buy. I bought a washer and dryer there, and I paid for installation.
The guy came out, installed them, turned them on, and left. The washer started flooding my laundry room within minutes. I called them back, and they said they couldn’t come back to fix it. They’re just bring me a new washer in a few days.
New washer comes, gets installed, and again the guy leaves (even though I asked him not to). Again, it floods my laundry room. Again, they won’t come back even though it’s just a few minutes later. They said they’d bring a new one in a few days, but I said f*ck it.
I told them to take the washer and dryer back, and I’d purchase them elsewhere. It took them a whole week to come back and get them, and even then only after I threatened to put them outside.
When they finally took them back, I got a refund….of one cent. One. F*cking. Cent. I had to spend hours on the phone with them to get the full refund amount. Then, they didn’t refund me for the hoses (which they took back) and the installation (you know, that flooded my laundry room twice). It was another few hours on the phone to get them to give me that money back too.
Bought a new washer and dryer at Costco later. Came the next day, installed in minutes (for free), and worked great. Was even cheaper than Best Buy.
Seriously, f*ck Best Buy.”
“Long Horn Steak House.
Reason: all but 2 people in our party (of 15 people) got horrid food poisoning. Mine was so bad that I threw out my back from vomiting and retching, and couldn’t take pain medicine without throwing it up.
So I couldn’t sleep because of having intense stomach and back pain that lasted a week.”
“Skullcandy headphones.
Bought a pair once, they broke, got them replaced, they broke, got them replaced, they broke, gave up.
Didn’t do anything out of the ordinary with them, I’d pull them apart a bit to place them.over my head and SNAP, two pieces…”
“Yellow Cab. The driver ran out of gas on Hwy 59 in Houston at 3:00 in the morning which is a major road in a not so good area.
He left my friend and I on the side of the road for an hour while he walked to get gas twice since it still am didn’t start after the first trip. In the midst of all this I called Yellow Cab multiple times asking for another vehicle to pick us up only to be hung up on.
After we finally got to my apartment he requested full payment. I said f*ck you and offered $20 and that was all he was getting. Ended up getting into a massive cussing argument with this guy before he finally took the money and left.
I haven’t, nor will I ever use them again.”
“Pottery Barn.
My wife was pregnant with our first child, so full nesting mode engaged. We ordered a chair for the kids room/nursery/whatever the f*ck it’s called, a nice glider with an ottoman, perfect, in theory, for 3am feedings. We ordered it at around 5 months out.
Everything was on track until 3 weeks from delivery date. We had called many times to confirm since shipping was delayed, but still on track for the due date. They told us it was now back-ordered for 6 months. These things happen, but there’s no way they found out about a 6 month delay 3 weeks from delivery on a 9 month lead.
It was a sh*t show! My wife, now fully in the grasp of preggers-crazy went ballistic. We got in cancelled and found another one from some similar place (restoration hardware?) it came in time.
Ok, then Pottery Barn’s ottoman shows up! What else came was a charge for the ottoman. Now we start fight 2 so they would refund our money and retrieve the ottoman. Kid turned 2 months old before it got cleared up.
My wife still flips the store off every time we drive by. This was 8 years ago.”
“I ordered a different type of gravy at Cracker Barrel, and they brought it out to me still in a plastic pouch with microwaving instructions on it.
I know things are prepackaged and reheated in a lot of places, but to not even bother dishing it up?”
“Dell, for laptops anyway. They have this devious little feature: the charging cable has a thin data wire inside that tells the computer the charger is from Dell.
If you plug in a charger that does not have this, even if the voltage is correct, the computer will throttle the CPU way down by sending false overheating signals, and will only increase the battery charge if the machine is off. To make this way worse, that data pin wears out and breaks very easily, and even if your charger still works, which it often does, it is borderline unusable. Since you can only get a replacement from dell, replacement chargers are unusually expensive.
This “feature” cannot be turned off in any intended way. There is a program you can use to bypass it by disabling the specific type of thermal cpu throttling they use, but that only works on intel cpus.
If you have an amd, tough luck, and even if you dont you shouldn’t have to disable hardware safety features using 3rd party software just to use hardware that is perfectly functional except for one unnecessary part that is designed to break.”
Alright, friends, now we want to hear from you.
In the comments, tell us about the brands, stories, and other things that you’ve vowed to never spend money on again.
We look forward to hearing your stories!
The post People Discuss the Businesses They’ll Never Buy From Again appeared first on UberFacts.
Companies such as Wholefoods, Starbucks, Microsoft, IBM make use of prison labor.
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I finally sold my old car recently and decided to buy a new one.
It was a pretty interesting process and I asked all kinds of friends and family members their opinions about different makes and models.
I finally made an informed decision and it’s all good. BUT, I do wish that I had some mechanic friends out there, because these guys and gals really know their stuff.
Here is some good car advice from folks on AskReddit that could help you out next time you’re looking for a new car.
“Import mechanic here. STAY AWAY FROM MINI!!
If someone offers to give you one for free, take it and get $100 scrap price for it!”
“Suzuki belongs in the decent brands. Good value for money, cheap to fix, easy to work on, but not as full featured as others.
My wife had a 2011 swift that did 200,000km with zero issues and we now have a Vitara turbo that has been nothing short of fantastic as well, a few of my friends have had swifts that I’ve worked on/services as well and they can take a flogging.”
“Buy a Honda or Toyota or their luxury counterparts, Acura or Lexus.”
“When I was deployed to Afghanistan we had this little FOB truck that was a right hand drive Diesel Toyota Hilux that we drove for transporting stuff around the base as it was more practical than an MRAP.
We beat the absolute piss out of that thing. We never serviced it and it drove almost exclusively off road or on dirt roads. Didn’t give us so much as a hiccup.”
“Avoid chrysler/dodge/jeep/ram like the plague.
Avoid german cars unless you have lots of $$$
After that it gets a little more open for interpretation and depends on what kind of vehicle you are looking for. That said, you can never go wrong choosing a Toyota.”
“I’ve seen three silverados in my family go over 350,000 miles.
We even pulled the engine out of a 77 silverado with 377,000 miles that we had and put it in an 85 blazer we rebuilt from the frame up.
Those engines could take a grenade and keep running.”
“The majority of my family is mechanics and they always say “never buy a Dodge!” Two work for an auto parts store and says they’re the ones they get the most calls for, about parts and repairs.
My family has VWs and we all love them. The older ones tend to be built better though, but we find they’re good quality.”
“Fiat/Chrysler is pretty much the bottom of the barrel, with GM not far behind. These brands can be ok if you are trying to get a performance car such as the Charger SRT Hellcat or the C8 Corvette, however for normal cars they are pretty much the worst
European car brand like Mercedes, BMW, and Volkswagen are ok, but expensive to buy and VERY expensive to repair.
Toyota, Honda, and Mazda are all usually pretty good.
Ford is ok as well. Less reliable than the Japanese competitors, but generally cheaper to buy.”
“Stay away from Mini Coopers, Land Rovers, and Lotuses.
Those have to be the WORST for reliability and maintenance.
As for good ones to buy, Ford, Volkswagen, Volvo, Chevrolet, and Toyota are some of the best for maintenance, repairs and reliability.”
“Mazdas are above average in reliability and are champions of fuel efficient gasoline engines.
I’ve never met anyone who has one who doesn’t like theirs, and most single daily-driver car people I’ve talked to who’ve owned one have permanently
converted to the brand.”
“Buy a Honda or Toyota.
Absolutely never touch anything German beyond a luxury lease from new. If you need a truck to do local heavy load work, buy a Ford.
Long haul towing type work, Cummins Dodge with a stick shift. That’s about it.”
“BUY A TOYOTA.
My dad was a mechanic for 30 years. Mostly BMW He was an ASE master tech. The dealership he worked for also owned a Toyota dealer.
The year before he retired he got me, my sister, and my mother a heavily discounted Toyota corolla because quote “he never wanted to fix a car again”.
They run forever, have long warranties, and are cheap to fix. Yes they’re boring… But they run forever.”
“I will preface this with all manufacturers make bad models. There are always lemons and there is always those few cars that make it 500,000 miles because everyone on the assembly line was sober that day. Also, even the best built car can be made unreliable if basic maintenance is ignored.
Import cars like Mercs, Audi, Land Rover, BMW, etc. They are great to drive and are awesome so long as you are leasing them. If they break, it is someone else’s problem and I assure you it generally will be an expensive problem. European cars are a very different school of thought from design to assembly to repair.
Hell, BMW has a few models with alternators that are cooled with engine coolant that is as hot as the engine. The VW beetle requires you to basically pull the front bumper off for an alternator replacement.
The Mini (a rebadged BMW) is 10 gallons of crap in a 5 gallon pail. It is hard to work on, expensive to repair, and completely designed with input from Satan himself.
For US, as much as they can be called US, domestic brands to definitely avoid in my book is Dodge, Jeep, Chrysler. The parent company has been bought and sold more than a prostitute. I think Fiat owns them this week.
The QC is lacking and automatic transmission issues abound (The RAM trucks come to mind), electrical issues(generally body control modules), and engine longevity have been and continue to remain an issue. The reliability that they may have had in the 90’s and early 2000’s is a distant memory.
Chevy isn’t doing so great and neither is Ford. Everyone’s stuff is getting more difficult to work on and requiring more and more special tools and software.
Nissans have been going downhill but the CVT transmission is problematic.
Subaru is kind of in between like/dislike for me. The boxer engine is nice but overhauling it can be a bit cramped. The good news it that they made it relatively easy to remove/install.
If you want to look at reliable manufacturers I would argue for Japanese and Korean vehicles. Kia is getting good, though sometimes the replacement parts cost can be a bit expensive. Hyundai has gotten much better. Toyota is pretty solid although the initial cost is higher. Honda is pretty solid too.”
“Worked at a dealership for 10 years, only cars I ever seen with 400,000+ miles were mid 90s Honda civics, seen a GMC diesel truck with like 379,000 miles one time, and everyone in shop was amazed at that, but everything else was max 250,000 or so.”
How about you?
Do you have any good advice you can give us about cars?
If so, please share it with us in the comments. Thanks!
The post Mechanics Weigh in on the Good and the Bad When It Comes to Car Companies appeared first on UberFacts.