Is It Okay to Want a Job for Money and Not Passion? People Share Their Thoughts.

Do what you love in life! Find your passion!

How many times did you hear that when you were growing up and going to school?

I know I heard it a lot. And while I think that’s good advice for certain people, it definitely isn’t for others. We’re all so different and that kind of “one size fits all” life advice just isn’t practical for everyone.

AskReddit users talked about whether they think it’s okay to do a job just because the money is good. Here’s what they had to say.

1. For the money.

“I’m so sick of people telling me to not only want to go into IT for the money, and instead choose something I like to do. What I like to do is play video games, and make music, but that isn’t secure at all.

I feel like it shouldn’t be looked down upon, pursuing a career just for the money it brings, because some people just want financial freedom more than anything and thats ok to want.

Also, some successful people originally just went into it for the money.”

2. A noble ambition.

“I for one am a firm believer of the concept that working to support you hobby is a noble ambition.”

3. Show me the money.

“I’ve been applying for insurance type jobs and its always, “Why do you want to be a claims specialist (for example).”

Seriously who the f*ck actually wants to do this?

I WANT MONEY!!!!!!!!!!!!!!!!!”

4. Good point.

“I think the problem people see is that if you do it just for the money, and not because you like it, you won’t necessarily do a good job since you don’t have an actual interest in it.

It’s partially why so many Wall Street people get burned out real quick.

They make a stupid amount of money in a short time working 100+ hours but because a lot of them don’t necessarily like it they have to get out after like 2 or so years.”

5. Gotta pay the bills.

“I don’t think any kid thinks growing up they’ll want to be an MBA in Supply Chain Management or Finance but they grow up and they see how important money is.

Most want to do something that they enjoy (or think they will enjoy) or something that has a lot of glamour like films, TV, sports, politics but then the success rate in those isn’t that great and you need something to pay the bills.”

6. It helps to be good at it.

“Nobody has a passion for sh*t like this.

I mean, why would someone want to be a tax attorney or a proctologist?

However, what you do need to have is the right set of skills and personality traits that will make you GOOD at a job.

Being good at something gives you satisfaction.

Maybe if you are really meticulous and like reading, you’ll be a good tax attorney.

If you are good with math, you’ll be a good actuary, etc.”

7. To each their own.

“Some people want big families.

Some people want flexible hour jobs.

Some people want money.

To each their own.”

8. Words of wisdom.

“I quit a job once and my grandfather asked me why…Because I didn’t like it.

He shook his head and said “You think I like what I do? I do it because it pays good money.

It bought me a house, two cars, and a boat I can fish in on the weekends.

I work for money, because I like to fish.”

The man said maybe a few hundred words to me his whole life.

I remember most of them because when he spoke, it was meaningful.”

9. Working towards a goal.

“I’m working a job that I just tolerate as a decent paying job with low stress.

It affords me enough to develop my programming skills while I make a video game.

But my ultimate goal is to be able to work full-time on my own projects.

Everyone’s got goals and that’s mine. “

10. Problematic.

“There’s nothing wrong with wanting to make money, and your 9-5 doesn’t have to be your passion.

I think it’s problematic to convince people they have to love every second of their job, because frankly very few people actually do.”

11. It’s true…

“Go for the money.

If you’re ever truly broke, like homeless broke, for a chunk of time your perspective on work(or at least mine) changes dramatically. Make your money my dude. If you ever are trying to bath yourself with the $.99 gallon of water and a five gallon bucket the importance of money seems pretty clear.

Do what you have to do and then if you get some free time do what you want to do. Real life is hard no matter how rich you get, but at least you don’t have to worry about an empty stomach and a bed.”

12. Not the right thing to do.

“If only all jobs were actually useful.

Some of the least important things make the most money. I’d be happy for people going for money, if the most important stuff were also incentivized the most with money.

Until then, it’s literally not the right thing to do. I understand it, but don’t sugar-coat bullsh*t either.”

13. Think about the jet ski!

“I have 2 teenage children and it seems that every adult at their schools says something to the effect of “find a job you love to do, and you never will work a day in your life”.

I used to love to fish until I worked as a 1st mate on a fishing boat over a summer.

Haven’t enjoyed fishing since the 2000s.

I tell my kids to get a job that makes enough money to afford a jet ski, because have you ever seen a sad person on a jet ski?”

14. A sign of maturity.

“I honestly think it’s a sign of maturity and being realistic if you can simply find something you’re good at and qualified for and just be content.

The idea of a dream job just isn’t realistic for most people. I spent too long chasing a career I thought I wanted, and it just wasn’t anything I’d ever break into. I’m at a job now that isn’t the best job ever, but I’m getting by and I really like the company. I’m hoping to figure out a way to maybe move up or around within, whether I earn certifications for something or whatever.

I like it because I have a flexible schedule, we get more paid holidays than I’ve ever had anywhere, company culture is super chill, and I’m just not crazy stressed or unhappy like I was at my last job.

I don’t go home exhausted and mentally drained, and were it not for COVID I would certainly be enjoying more hobbies and socializing in my spare time.”

What do you think about this?

Share your thoughts with us in the comments.

We’d love to hear from you!

The post Is It Okay to Want a Job for Money and Not Passion? People Share Their Thoughts. appeared first on UberFacts.

There Needs to Be More Child-Free Restaurants and Businesses. Here’s How People Responded to This Opinion.

I have a feeling this is going to get some people fired up.

I’m gonna go on the record about this and I only have one thing to say: I don’t think it would be the worst idea in the world if certain businesses decided they wanted to be kid-free zones.

I really don’t understand why people insist on bringing their kids to breweries or even bars. It’s just weird to me. And I don’t think that most customers who are there to have a few beers in what are supposed to be adult establishments really appreciate it, either.

So should there be more child-free businesses?

Are you ready to dive into the responses about this from AskReddit users? Let’s take a look.

1. Oh, boy…

“Do you know the feeling when you’re just sitting at the restaurant with your significant other and the two of you just want to enjoy your food and each other’s company, and out comes running a little kid screaming their head off?

Most of the time the parents don’t bother to properly even address their kids’ behaviors. They just laugh it off at the distance or say “Oh, so cute!” and start filming their lousy kid? Or when you’re visiting the spa at a hotel, just bubbling away in a jacuzzi and in jumps a little kid who starts splattering around?

Or when you’re at the cinema, focused on a really interesting scene and some kid starts talking all over the place “Daddy, look at that!” multiple times throughout the movie.

It should be more normalized for kids not to be taken everywhere. There should be more places for adults who specifically don’t have kids for a reason. The obsession around “kids are cute and should be with everyone 24/7″ is disgusting.”

2. Bad business?

“Its’ just a bad business model. Most people have kids so you’re missing out on like 80% of your potential customers by having a child-free business.

Maybe in a big city. But that especially would never be a good idea in middle America. I live in the south and there’s people who bring their kids to bars, I sh*t you not.”

3. You’re in a dive bar!

“Midwest US. I once got scolded by an angry parent for language in front of their kid… at a dive bar… in a college town… on a game night Friday… while the parent had a beer in hand…

It wasn’t even like a food chain like BWW or anything, like can I not have a place where I can talk how I want?”

4. Tell us how you feel.

“A lot of people are just negative and want to be upset that 100% of the world doesn’t work exactly how they want.

And even if they haven’t experienced it they are upset that other people are living their lives in a way they don’t approve of.”

5. Not a problem.

“My view may be skewed because I love kids, but I honestly don’t see this as a problem either.

I can’t recall a time when an experience was ruined by a wayward child.

Perhaps people who post stuff like this are just extraordinarily sensitive to the presence of small humans in their vicinity.

In which case, I would suggest that perhaps they are too fragile for this world.”

6. Lack of support.

“The reason that there’s not more of these types of places is simply due to lack of support.

Childfree Apartments (I lived in one), beaches, resorts, restaurants exist but they aren’t cheap and you have to support them because they are cutting themselves out of a large money spending portion of consumers.

I see this type of opinion a lot on here and usually it boils down to someone having champagne taste with a tap water budget. If you think a family of four week-long trip to Disney world is expensive look up a few night stay at some of these adult only resorts.

If you aren’t willing to shell out for first class tickets then you wouldn’t be able to afford the price hike for a coach ticket on an adult only flight Malaysia airlines and others have proved people don’t want to deal with the reality of childfree accommodations.”

7. What goes around…

“The people moaning about other peoples kids were the annoying kids when some of us were their age. What goes around comes around.

That said I’d never take mine to a bar and they only go in pubs at lunchtime, if we’re eating, and rarely at that.

And unless you have a thing for Disney movies or matinee PG movies then you’ll never be in the same cinema as them. They ain’t watching Rambo 7 or terminator 15.

Adult only spaces are fine with me, but I have a feeling most people moaning are eating at Pizza Hut or McDonalds and then complaining, rather than being somewhere classy that’s actually aimed at adults.

If you don’t have to dress up to eat there then it’s casual and most likely aimed at families.”

8. Expensive.

“People ask for champagne but can barely afford beer.

These places would not be cheap. Most people have kids, families etc. so this business model would be removing a large demographic.

They could do it by being expensive but that would be out of reach for most people and this is why it isn’t that popular.”

9. I get it.

“As a parent with kids….

I couldn’t agree more. My children shouldn’t be causing you stress, anxiety, or anger while you made plans to go out and enjoy your dinner/movie etc…

I totally get it.”

10. Need some time away.

“I’m a parent that agrees and I know tons of parents that do too. When I get a night away from my kids I don’t want to have to listen to other kids.

When I say kids I mean anyone under 18 because a lot of times in public teenagers are louder or just as loud as toddlers and babies.”

11. Adults are worse.

“Before the pandemic I’ve worked with kids a lot, so I’ve seen my fair share of misbehaving but I can’t recall being at a restaurant, movie, concert or airport with overly misbehaving kids.

Loud adults tends to always be the more immediate problem. Like dude, stop screaming into your phone, it’s not that serious and move out of the middle of the aisle, for crying out loud.”

12. They gotta learn.

“I… don’t think so. Hear me out. How will the kid learn to behave if they are not taken everywhere? You literally have to teach the small human based on your own behavior.

When I was young we’d travel with family friends. A huge group of 15 adults and 20 to 25 kids. (Nieces, nephews and cousins were brought with us.)

We never caused a racket because we were always treated as adults and expected to behave well in public. We all learned how to act and would call out each other in case of sh*tty actions.”

13. Pick your places.

“As a parent who likes to have dinner with my family this is annoying.

People constantly complain about kids making a ruckus in restaurant and hotels. To you and the billion other people that complain about this everyday go visit more upscale restaurants and hotels.

When I want to have a kid free romantic night with my wife I don’t go to Olive Garden or Applebee’s and complain about kids being disruptive. Kids are part of families don’t eat at family restaurants if you don’t want to be around kids being kids.”

How do you feel about this?

Share your thoughts with us in the comments.

Thanks in advance!

The post There Needs to Be More Child-Free Restaurants and Businesses. Here’s How People Responded to This Opinion. appeared first on UberFacts.

Increase Your Health and Happiness With Biophilic Design

Do you ever wonder why people buy fresh cut flowers for their home? Have you noticed how cultivating potted plants has boomed in popularity since the start of the pandemic?

Interacting with nature makes us happier and healthier. But many of us spend the majority of our lives indoors, so it only makes sense that we would bring nature in along with us.

There’s a word for design dedicated to this practice. No, we’re not talking feng shui, we’re talking biophilic design.

Image Credit: iStock

The concept of biophilic design was introduced by E.O. Wilson, a renowned biologist and professor at Harvard, in his 1984 book Biophilia.

Biophilia means “love of life.”

Living Future describes biophilic design as “the practice of connecting people and nature within our built environments and communities.”

Image Credit: iStock

Constructing our homes and workspaces in a way that incorporates access to sunlight, plants, and views of the natural world isn’t just aesthetically pleasing. It’s better for our overall physical, emotional and mental well-being.

Studies show that interacting with nature is beneficial for human health, whether you’re taking a walk in the woods or feeding birds.

Image Credit: iStock

According to Terrapin Bright Green, by bringing nature into your home or work space, biophilic design can reduce stress, improve cognitive function, and enhance mood and creativity.

Healthier employees are happier employees, and happier employees are productive employees.

Image Credit: iStock

Biophilic design can also be incorporated at home.

One crucial element is sunlight. If you have windows in the home, open the blinds and pull back the curtains to let the sunshine in!

Remember to keep them clean and clear of obstructions.

Image Credit: iStock

Next, add some greenery: potted plants, hanging plants, herb gardens, the more the better. Fresh cut flowers work as well, and come with the added bonus of a pleasant aroma.

You can also incorporate Earth tones and patterns into your interior design, or hanging pictures of natural landscapes on the wall if you don’t have access to natural views.

Image Credit: iStock

You’d be surprised how the simple action of incorporating the elements of nature into your home or workplace can increase your quality of life.

Do you practice biophilic design? Let us know how in the comments!

The post Increase Your Health and Happiness With Biophilic Design appeared first on UberFacts.

Strategies That Can Help You Deal With Being Bullied as an Adult

When we think of bullies and how to survive them, our minds typically go to being young.

I think that’s because we’re – rightfully – extra concerned about the mental health of kiddos whose minds are still developing, and who typically don’t have the experience and life skills to cope.

Image Credit: iStock

Even if we do have that experience and those skills as adults, though, dealing with someone who is bullying us at work or in our personal life still really stinks.

If that’s something you’re dealing with now – or feel like you might in the future – here’s some advice from clinically-trained marriage and family therapist Roger S. Gil on how to handle it effectively (and with class).

1. Separate yourself as much as possible

Image Credit: iStock

You may not have the option of telling the “teacher” for one reason or another, but you can employ what Gil calls “avoidance strategies.”

“Avoidance strategies can be as simple as upping the privacy on your social media, ensuring you’re not alone around the bully, or devising an escape plan should the bully try to corner you.

While the passive approach may not be the most popular one, it may be the only course of action for some people who feel that they cannot address the bullying directly.”

If you’re comfortable, you could do something like ask your boss to reassign your workspace or to be switched to a different team or project.

Basically, if you have the chance to put physical space between the two of you, do it.

2. Refuse to play the victim

Image Credit: iStock

Bullies look for people who they think are vulnerable and weak, because the last thing they want to deal with is someone who fights back, says Gil.

“Bullies might go after the “short” girl, “fat” guy, “ugly” kid, etc. because they feel they can target the person in the area where they are the most insecure. Some bullies will target someone who they perceive to be an “alpha” (e.g. the popular girl, the good-looking guy, etc.) to boost their ego. This strategy serves a social purpose in that the bully is trying to establish power so nobody else will try to push them around.”

Basically the old, “act like it doesn’t bother you and they’ll probably stop” works with adults, too.

You can try laughing when they make jokes at your expense, thanking them for sarcastic compliments, pretending you don’t hear them when they’re being rude, and keeping your cool if you do something embarrassing.

All easier said than done, but if you can manage it, definitely an effective tool.

3. Stand up for yourself

Image Credit: iStock

If the bully keeps pushing after you’ve tried some more indirect routes, you can try standing up to them. Gil recommends pointing out their bad behavior as a great way to get under their skin.

“Assuming the bully is nonviolent and unlikely to find some other way to harm you, confronting them by pointing out that their behavior is bullying is sometimes a good start.

Avoid provoking them but, at the same time, question their motives and what purpose going after someone who has done them no wrong serves them.

This shows that you’re not afraid to call them out and, if necessary, put them on the defensive.”

Some tips for getting the most out of the confrontation include:

  • Prepare for the encounter by knowing what you want to say, as well as where and when you’d like to say it. Having a plan can definitely ease your anxiety.
  • Be calm and self-assured, but don’t attack them. If you get emotional, they may take that as a sign of weakness and turn the tables.
  • Be specific about what they’re doing that you need them to stop.
  • Do it in private. That is, unless you think having backup might be necessary for HR reasons.

4. Loop someone in who can help

Image Credit: iStock

If you’ve done everything you can think of on your own, or if things are going too far and you can feel yourself getting beaten down, don’t hesitate to ask for help. Your safety and mental health have to be a top priority, so Gil says not to let your pride prevent you from getting the help and protection you need.

“It goes without saying that any perceived physical threat should be handled with the assistance of local law enforcement or other community resource.

Some bullies are dangerous and may need legal interventions (e.g. restraining order, police report, etc.) to reduce the risk of harm.”

If this is happening at work, there are protections in place to help. Reach out to your HR department and ask about policies on bullying and a hostile work environment – most employers will act quickly to avoid being implicated.

There you go!

These are some great ideas on how to handle adult bullies, so though I hope you never have to deal with one, now you have ways out if you do.

The post Strategies That Can Help You Deal With Being Bullied as an Adult appeared first on UberFacts.

A Company Created a Hidden Cat Maze Bed Frame People Will Love

Cats are great pets. They’re cute and cuddly, don’t need to be taken outside to use the restroom, and as a bonus, they keep pesky mice out of the home.

However, they can also be a pain when it comes to keeping the furniture in good condition. Unless trained otherwise, cats will dig their claws into couches, carpets, blinds, and beds. In fact, they love destroying the underside of a bed or couch and turning in into their own private hideout.

That’s why this cat maze bed frame, by CatLife is SO exciting.

Image Credit: CatLife

This is the Gatrimonial bed.

With a bed frame like this one, you’ll never have to worry about your cats destroying the underside of your bed again! Along with the frame comes a bed base and a back.

Unfortunately, the Gatrimonial bed is priced at $2,120,000 – $2,650, 000. (Gulp)

Image Credit: CatLife

But just look at how cool it is!

With a bed frame like this, your cat (or dog) can both hide away when they need some privacy, and entertain themselves by weaving through this wooden maze.

Honestly, it’s about time someone invented this.

CatLife has a full line of products for cat owners and their cats.

Like the Gatrimonial bed, many of their other products help to create cat-friendly spaces in a sleek and modern home.

If you have the money to spare, why not live with your cat in style?

Avoid the cat-scratched furniture by investing in furniture made specifically for you and your cat.

Would you buy the Gatrimonial bed?

Let us know in the comments.

The post A Company Created a Hidden Cat Maze Bed Frame People Will Love appeared first on UberFacts.

People Discuss the Worst Financial Decisions They’ve Seen Folks Make

I hate these kinds of stories.

I’m talking about the ones where people blow all their hard-earned money either through a scam, recklessness, or just plain bad luck. And, sadly, it happens all the time.

AskReddit users talked about the worst financial decisions they’ve ever seen.

1. Ouch!

“A private company announced a special dividend to all shareholders as of date of record one-month in the future. $1.30/share dividend.

There was an option holder with 300,000 options at a $0.10 strike price.

He did not exercise them. Had he exercised his options for $30,000, he would have been paid $390,000 the following month.”

2. Some people…

“I used to work for a company with an actuarial Department. There was a lovely young woman working in the call center with a masters degree in data science.

She was constantly talking about how frustrated she was with making $16/hour in a call center when she had a masters degree in data science, yet no matter how many times I told her to apply to the actuarial team she wouldn’t do so. The actuarial team was HUGE about promoting within.

I saw many people who wanted to learn more about what they do who had no experience whatsoever get excepted into the team because they wanted to learn. This girl was a shoo-in. And yet she never even tried despite the fact that there were always openings.

She also shared with me that she was $180k in debt for that master’s degree. Last time I checked in with her she had left the job completely and is now in school for art. (Insert facepalm emoji here.)

But my favorite was before I was even an accountant. I worked for a small CPA firm as a receptionist during tax time. I saw a full-grown woman sit down on the floor and start crying because she owed $900 in taxes that year when she had made about $150k that year.

I rolled my eyes so hard that I hurt myself. Later that day I had a guy who owed $750k to the IRS and said “woohoo! That’s way less than last year!””

3. Sad stories.

“The client who joined an MLM and racked up half a million dollars worth of losses before finally listening to us and quitting.

The client who spent $40k on Farmville over 3 months.

The clients who give their adult children allowances that exceed my salary, fancy cars, and houses without expecting them to ever hold down a job themselves.”

4. Bad idea, sir.

“Watched a client walk out of my office after I explained the risk in liquidating his 401K to start his own business.

He started it with no management experience or business model, real “fly by the seat of his pants” kinda guy. Wanted to start a career flipping houses in a college town, turn them into upscale rentals.

Did it in a bad neighborhood and lost EVERYTHING.”

5. Oops!

“My brother had a long standing client of around 10 years get married after only knowing a woman for 12 months. He was almost 55, she was in her early 30s.

55 y.o. man wanted to add her as a signatory on his retirement account. Basically giving her 100% power over the account. A quick soft credit check showed she was not good with money.

My brother offered up many different options as to how to give her access to the money but with limitations. He even straight up refused to do it, saying that he needed to think about it for a few days.

The guy came back in the next morning saying he would file a complaint against him if he didn’t set it up. My brother said that he would need to get the documents notarized, and sign a waiver that this is against the institutions advice.

The guy comes back in later that day and finalizes the deal.

You can guess what happened within about 6 months.

The account had around 600k in it to begin with, and she had managed to run off with about 65k before the account was frozen by my brother for review of withdrawls.

The man was f*ckin p*ssed and tried to lawyer up twice. Neither time did it even go to court.

His advice is that if you are married and have investment accounts, just keep them separate unless you REALLY have a reason to give them access.

You can totally notify the agency about your marriage, and sometimes in certain situations the spouse can get limited info confirmed for medical bills and such.”

6. Terrible decisions.

“Making over $250k (sometimes WELL over), no withholding, not paying estimated taxes throughout the year, can’t afford the tax bill with the return EVERY YEAR, then b*tching because they can’t afford the installment payments on the taxes they owe from two years ago.

Sell your gaudy McMansion, take your teenage daughter’s credit card away, let your drunk driving son stay in jail and get a public defender, and tell your b*tch wife to stop spending all day at the tennis courts sipping mimosas.

Get your sh*t together and pay taxes throughout the year like the rest of us. You aren’t being persecuted by the IRS, you’re just an idiot.”

7. Wow.

“I work for a bank. One of our branches had a customer who was basically homeless. Then, he wins the lottery!

Over the next few months, the staff watched him come in to withdraw thousands of dollars every day to spend on extravagances. Everyone tried to convince him to sit with a financial advisor to help him make the most of his money.

Less than a year later, he’s in slightly better shape than when he started; he’s at least able to live in the car he bought.”

8. Come on!

“I’ve had a client where I noticed this guy’s credit debt always remained hovering $13k to $15k… I asked him why he only makes minimum payments on his credit card instead of paying it off, because I see he has roughly $11k sitting in a bank account.

Interest per month on that credit card bill is roughly $250, and according to his repayment patterns it will take him roughly 19 years to pay it all off.

His answer to me is the bank charges him $7.99 per month for his bank account if his balance dips below $10k… So to save the $7.99 per month this guy is paying $250 in interest on his credit card.”

9. Gotta do your research.

“What I’ve seen, countless times, is someone who started a business with ZERO research, no understanding of what running a business involves. (Here’s a hint: practically every business involves paperwork and deadlines.).

The business models come in waves… for a while it was Barbecue shacks, then it was cupcakes, then house flippers, then food trucks. I think they see it being done on TV shows that make it look fun. It isn’t fun when they come to me with debt, tax levies and lawsuits. IRS and state labor department and health department on their backs, and suppliers taking them to court for unpaid bills.

Some of them cashed out their retirement account to buy a business; others put their house up as collateral for an SBA loan. it’s a nightmare. If they had come to an accountant first, we might be able to help them (or even better, dissuade then).

I usually see them after 18-24 months of screwups and by then it’s usually too late to rescue them.”

10. Those fees add up.

“I’m a banker. Banks charge fees for using other bank’s ATMs.

I had a customer that would check his balance and then do withdrawals daily at a foreign ATM. Guy did not have a lot of money to begin with and because he did this, would overdraw his account and get slapped with an overdraft fee which put him in the hole further.

We ended up taking away his ability to overdraw his account. Dude was p*ssed but it helped right the ship a little.”

11. All gone.

“Bank advisor here, a customer got an inheritance, about 200.000€, and just spent in like 2 years, not investing it or putting into a savings account.

Didn’t even buy something big like a car our part of a house, just spent too much every month for two years and it was gone”

12. The car game.

“Claims Adjuster here, and I see it happen all too often – trading in vehicles with negative equity.

Why? Why can’t you be financially responsible and pay off your vehicle instead of rolling the leftover loan onto that new shiny machine you just can’t resist, and rinse/repeat a couple of years later. Your loan is just getting bigger and bigger.

I had one client (recent, otherwise I had more than that) – who totaled his vehicle. He blew past a stop sign and collided with another vehicle. Guess what friend, out of that $70,000 you still owe to the bank because you’ve traded in 4,5 vehicles over the years – we are only covering you for what your current vehicle is worth today, around $25,000 or whatever it was .

Depreciation applies unless you have the proper endorsement in place. That means you will be paying the bank for the leftover loans of some vehicles, none of which you own.

Own one vehicle, one loan – if you ever totaled your vehicle, insurance will provide you enough to cover the loan. If it doesn’t quite cover it because of high interest, it sure as hell isn’t a $45k loan left.”

13. Listen to your accountant.

“Best friend is a CPA, and when he had his own practice, he had some pretty big-name clients (Senators, musicians, pro athletes, etc.).

One of the biggest mistakes people made were thinking they were smarter than an accountant. His biggest challenge were the people who heard about the “sovereign citizen” nonsense. To no one’s surprise, a random guy on YouTube doesn’t know more than an actual CPA with 40+ years experience.

At least a few of these new-found “sovereign citizens” ended up doing time for tax evasion.”

Have you ever seen someone make a really terrible financial decision?

If so, please tell us about it in the comments.

We’d love to hear from you!

The post People Discuss the Worst Financial Decisions They’ve Seen Folks Make appeared first on UberFacts.