This Is Why Black Clothes Seem so Slimming

If you’re anything like me, a quick scan of your closet will show you one thing: you wear a lot of black. For me, it’s not because I’m satanic or allergic to the rest of the color palette. Rather, it has to do with the fact that black clothes are unquestionably slimming, especially for a guy of my size who needs all the help he can get. And for the rest of my black-wearing brethren, science backs up our undying loyalty to the slimming magic of black clothing.

The reason black clothes make us look sleek and slim is due to the way our visual system processes light. It all comes down to an irradiation illusion— a concept written about by 19th-century German physicist Hermann von Helmholtz. Author of the foundational  Handbook of Physiological Optics, Helmholtz discussed the interaction of physics, physiology and psychology in how we perceive certain colors and spaces.

But the obsession with illusions dates back even farther – to the 1500s, with Galileo Galilei’s curiosity about why some planets appeared closer to the naked eye than with a telescope. Turn the clock far ahead to 2014 and an answer finally appeared.

Researchers at the State University of New York College of Optometry studied the electric signals from neurons in the visual areas of human, cat and monkey brains. The test subjects looked at a mix of light shapes on dark backgrounds, dark shapes on light backgrounds, light shapes on gray backgrounds and dark shapes on gray backgrounds.

Based on their findings, the researchers discovered that the two sets of neurons respond differently to light and darkness. The dark (off) neurons responded more strongly to dark shapes on light backgrounds. On the other hand, the light (on) neurons, even with the same amount of contrast, had a significantly greater response.

Whether you believe in the science or you think your eyes are playing tricks on you, black is not only fashionable but makes you look more fit. A black blazer or pair of jeans will make you look slim and sleek the next time you’re out on the town.

It’s science.

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The 2020 Social Justice Kittens Calendar Is Pretty Great

This is what you really need to get 2020 started off on the right foot! These kittens are fighting for social justice, and they’re here to remind you every month next year that they’re not going to stand for society’s BS any longer.

Let’s see what these social justice warrior kittens have to say in this calendar from
Sean Tejaratchi.

1. Those pesky “facts.”

Photo Credit: Amazon

2. Forego free speech…

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3. Beware.

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4. Forget about your opinion.

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5. Time to listen.

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6. Always does.

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7. Doesn’t feel safe.

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8. Are you part of the problem?

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9. Love rage.

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10. So-called allies.

Photo Credit: Amazon

What do you think? Feel like 2020?

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Take a Look at These Wholesome Things That Happened in the Animal Kingdom This Year

A lot of great things happened to or with people’s fur babies  this year – and, luckily, they were kind enough to put it all up on social media.

Here are 15 really nice and wholesome things that happened in 2019 that involved our furry animal friends.

Enjoy!

1. He saved you.

2. Cuteness overload.

3. Best friends forever.

4. All together now.

5. Sharing is caring.

6. Fetch over the fence.

7. Hello!

8. That is touching.

9. Jumping for joy.

10. New friends!

11. I remember you.

12. We know that cat!

13. This man is a saint.

14. One at a time.

15. Go, Clyde!

Those sure made the end of my year a lot better!

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15 Disturbing Books That Scared the Hell out of People

A genuinely scary book is hard to find. A lot of the ones that are marketed as being “truly terrifying” turn out to be anything but that…and that’s always a big disappointment.

But I think these books might surprise you.

People shared the creepiest books they’ve ever read – the ones that truly scared them – and I think I need to add these to my list.

Let’s take a look…and don’t forget to share the books that traumatized you most in the comments, please!

1. I’m Thinking of Ending Things by Iain Reid

Photo Credit: Amazon

“A girl is taking a trip with her boyfriend to meet his parents and is thinking about ending their relationship. You’re terrified the whole time you’re reading it. You’re not even sure why you are so uneasy. Everything is NOT as it seems, and the end hits you HARD. I always recommend this book with a strong warning — you have to like thrillers/horror — but I can never say much more about it because it’s so easy to spoil.”

2. The Trial by Franz Kafka

“It’s upsetting in the sense that it could very much happen to you, or so it made me think. The despair of one individual against a senseless administrative crushing machine is overwhelming.”

3. We Need To Talk About Kevin by Lionel Shriver

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“The movie is good, but doesn’t capture the experience of reading the book. It’s far more impactful as a novel. It’s about a kid who commits a mass school shooting, told after the fact as a series of letters from the kid’s mom to his dad, recounting raising the kid. The narrator is unreliable and you take a journey alongside her trying to examine if her memories are the full story or not. It’s brutal, shocking, terrifying, and heart wrenching. It was sob out loud painful for me to read and I don’t even have children.”

4. The Girl Next Door by Jack Ketchum

“It’s loosely based on a real story. Two teenage girls are left in the care of their aunt, who is an alcoholic single mother with three sons of her own. She gets her sons and all the neighborhood kids to torture one of them to death over several months, and none of them told their parents or the police — including the girl — because the woman threatened to kill her little sister if she did.”

5. Johnny Got His Gun by Dalton Trumbo

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“It’s about a WWI solider who goes off to war, only to be caught in a canon blast. He wakes up in a hospital unable to speak OR hear. His mouth was completely blown off as well as his ears, eyes, arms, and legs…but his mind functions perfectly. He has no way to tell the nurse that he is awake and no way to communicate that he wants to die. He can only hit his head on his bed in Morse code. It’s truly horrifying, especially since it’s told from his perspective. I only read it once when I was 15…I’m 27 now, and it still sticks with me.”

6. The King in Yellow by Robert W. Chambers

“It’s a series of short stories that refer to a fictional play called The King in Yellow that makes its readers go insane. It’s extremely creepy and frightening in an usual way. You learn almost nothing about the play, but what you do learn is extremely scary. I think it’s also so scary because it was written in 1895.”

7. The Road by Cormac McCarthy

Photo Credit: Amazon

“It’s pretty fucked up. You think it’s going to be like a normal book with a climax and eventual happy-ish ending. NOPE. It just gets more and more depressing as it continues, and ends on an incredibly depressing note. I felt like shit for a week after finishing it.”

8. The Cement Garden by Ian McEwan

“To tell you what’s disturbing would give away the entire book. Suffice to say, it wrecked me, and I’ve never read anything so messed up in my life.”

9. I Have No Mouth, and I Must Scream by Harlan Ellison

“It’s not a book, but a short story within a larger collection. It’s excellent, yet disturbing. I can’t really explain it, but you can find a decent summary on the Wikipedia page. I cannot recommend it highly enough.”

10. Lolita by Vladamir Nabokov

“This one for sure made me feel pretty messed up, less because of the content (which, for the most part, isn’t terribly explicit), but because of the way Nabokov uses Humbert Humbert as an unreliable narrator. It seems like he’s is recusing himself throughout the book, to the point that you find yourself feeling subconsciously sorry for him at points before realizing, “Wait, hold up, I need to stop sympathizing with a child rapist…”

11. The Wasp Factory by Iain Banks

Photo Credit: Amazon

“It’s about a psychotic, depressed, misogynistic teenager who lives with his alcoholic father in a relatively unpopulated island. He spends his time with his makeshift weapons, killing local animals, while awaiting his even-more-disturbed brother’s return home. The title alludes to a machine built by the main character. It’s a large clock contraption that kills the wasps he places inside with different traps depending on which direction they crawl. He believes that it can predict the future. The entire book is disturbing from start to finish.”

12. American Psycho by Bret Easton Ellis

“It is truly horrifying. If you’ve seen the movie…you literally don’t know the half of it. The gore and brutality is so minutely and exquisitely detailed, I actually had to put the book down at times to fathom what I had just read.”

13. Out by Natsuo Kirino

Photo Credit: Amazon

“The gist of it is that it’s a story about four women who work the graveyard shift at a boxed lunch factory. They all have incredibly hard lives, and one of them snaps and murders her husband. She then, somehow, convinces the others to be complicit in helping her cover it up, which leads to a lot of law enforcement involvement, infighting, and blackmail.”

14. Zombie by Joyce Carol Oates

“It’s fiction, but it’s based on Jeffrey Dahmer. I didn’t realize that when I chose it off a list for a high school psychology project. I just chose it based on the title because I was big into the zombie craze at the time. it ended up getting a bit more than I bargained for, and it took me a while to shake it.”

15. Haunted by Chuck Palahniuk

Photo Credit: Amazon

“I had never heard of the author before, and I had never heard anything about this book. I am ashamed to admit I got it because the book cover glowed in the dark, and 16-year-old me thought that was amazing! It’s a nightmare of a book. The main story still leaves me uncomfortable, as did the free verse poems tying then all together. It’s just…a very uncomfortable read.”

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This Is What Happens to Your Student Loan Debt After You Die

A few decades ago, this isn’t a question that would have been on many people’s minds. Student loans were typically small and paid off shortly after graduation, leaving the students who needed them free to start their adult lives, debt-free and degree in hand.

Now, things are very different, with the majority of students exiting four years of college (or more) with debt that could literally take them the rest of their lives to erase.

But what happens to the loan if the person who signed for it does pass away before it’s paid?

If you have no idea, you’re not alone – a recent survey done by Haven Life revealed that almost 75% of borrowers aren’t sure what effect their death would have on their lines.

“The reason is because it is a scary thing to think about…losing a parent, most often the co-signer, or a parent losing a child. Most people don’t think about it until something happens,” says Barbara Ginty, a certified financial planner.

The answer is that it depends on what type of loan you have, along with a few other factors.

If you have a federal student loan in your name when you pass, the outstanding balance will be wiped out through a “death discharge.” All that needs to happen is a friend or family member remitting proof of your death (a death certificate, etc) to the servicer, and it will be cleared.

The same protections are in place for Parent PLUS loans, and recent changes to tax law through the Tax Cuts And Jobs Act (2018) mean those discharged loans are not taxed as income, which is significant.

If you have private loans, though, your situation could be a bit trickier. Discharges, even due to death, are considered on a “case-by-case basis,” says Elaine Griffin Rubin, a senior contributor for the financial aid site Edvisors.

That said, most lenders do have it in the fine print that death is a valid reason for forgiving the loan.

If your parent was a co-signer, and they pass away, though, the lender might not be as forgiving, says Ginty.

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@pillar_app is an amazing company that has launched a program called Boost which is available from now until January 6th 2020 where you can help pay off student loans for someone you love with the payment going directly to their loan company. I want to #sleighmyloans because I don’t want to be one of the millions of people in debt for years and years paying back my loans plus interest almost equaling them while lifting an enormous burden off my shoulder and just focus on my future. #sleighyourloans #pillar #studentloans #studentloandebt #debtfree #donate #help #college #graduate #degree https://pages.donately.com/pillar/fundraiser/all-alexandria-fisher-wants-this-holiday-is-zero-student-debt/

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“Often times, private lenders have a clause stating that the loan goes into automatic default if the co-signer passes away.”

That means that even if you have a payment plan and are current on your payments, a company could expect you to repay the loan in full immediately if your co-signer dies.

If you live in Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington, or Wisconsin, you could also be liable for your spouse’s loan balance, since those are community property states.

I mean, you’re young and healthy and you’ll probably never have to worry about any of this. That said, bad luck can strike anyone, so if you want to protect your loved ones, talk to them about your loans and your plans for paying your debts if something should ever happen.

Life insurance is a good idea for everyone, to be honest.

That’s your free tip for the day. You’re welcome.

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This Is the Story Behind the Secret Apartment in the Eiffel Tower

There’s more to the Eiffel Tower than meets the eye. Beyond its magnificent beauty, this popular tourist attraction holds something invisible to the naked eye: a secret apartment.

Anyone who has visited the Eiffel Tower can testify to its breathtaking views overlooking the city of Paris. And while it would be a dream come true to live at the top of the tower, the secret apartment was not constructed for livability. In fact, it was a bit of a con.

The tower was originally intended to be a temporary exhibit that would eventually be demolished in 1909. That didn’t sit well with entrepreneur Gustave Eiffel, who came up with a savvy solution to convince everyone to let his construction masterpiece remain a permanent part of Paris.

Eiffel contacted world-renowned scientists and allowed them to use the apartment as a laboratory for atmospheric measurements, astronomical observations and physics experiments. Just six years before its demolition date, Captain Gustave Ferrie utilized the tower for the French Army’s wireless telegraphy experiments that allowed the tower to broadcast signals all the way across the Atlantic Ocean to North America.

Once the tower was saved in the name of science, Eiffel had to turn down many offers to rent the secluded space. His guest list was short but did include famous scientist Thomas Edison.

However, in 2016, one vacation rental company made it possible for people to actually stay inside the tower. HomeAway converted a conference space inside the tower into a two-bedroom apartment. Four lucky contest winners got to stay in the space (located 188 feet above ground) in July of that year.

Until I can afford the flight to France, I guess a croissant will just have to do.

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Guy Makes Funny Signs to Protest Against Everyday Annoyances

Life is full of all kinds of things: new experiences, happiness…and also inconveniences. And inconveniences can be soooo frustrating, right?

Instagram user @dudewithsign has come up with a really smart way to let his frustrations show: He creates hilarious signs that he uses to protest everyday annoyances.

And why shouldn’t he? People are protesting all over the world. It’s true that most of these protests have to do with major geopolitical problems, but there’s nothing wrong with letting the world know that $15 for a salad is too much!

10. Say NO To Group Pics on Dating Apps

He’s right about this one!

9. Calling All Baristas…

Most people are okay with spelling out their name to prevent this issue.

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@starbucks

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8. Guac Lovers Everywhere Agree!

Who doesn’t love free guacamole?!

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@chipotle

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7. Time Changes Are Confusing

And no one likes having that strange 1-hour jet-lag.

6. What About $14.99?

Most salad-lovers agree though.

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@sweetgreen

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5. Someone Please Tell Netflix!

That we’re all still watching!

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@netflix

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4. One For The Chip-Lovers

No one likes to pay for air.

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@lays

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3. A Controversial Opinion Indeed

We’ll let the fans argue about this.

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@friends

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2. It’s Not A Competition But…

This opinion is technically correct.

1. A Poignant Question

Especially for those who are down on their luck.

With more than 100K likes per post, it looks like @dudewithsign has really struck a nerve. He really seems to understand the things that anger this generation, but he has a sense of humor about how to let the world know how he feels.

What annoys you? Maybe @dudewithsign will make a sign about it. Vent your annoyances in the comments section below!

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This Crochet Project Is Perfect for Baby Yoda Fans

While you wait for the next episode of The Mandalorian to drop, perhaps you’d like your very own Baby Yoda to keep you company? You’re in luck: someone has made a pattern from which you can crochet your very own Baby Yoda small enough to fit into your pocket.

Even if you’re not an avid crocheter, this pattern from Brazilian crochet guru PhilaeArtes is easy enough for beginners. The pattern is in the style of “amigurumi,” a Japanese style of knitting or crocheting small stuffed yarn creatures.

It’s just as adorable as actual Baby Yoda!

Baby Pattern.https://philaeartes.wordpress.com/2019/11/20/baby-yoda/

Posted by Philae Artes on Saturday, November 23, 2019

To successfully make this Baby Yoda toy, you’ll need to know (or learn) to make a magic circle or magic ring, a single crochet stitch, and how to change to a different yarn color.

PhilaeArtes also has a pattern for an even tinier Baby Yoda keychain, which could totally double as a Christmas ornament during the holidays.

Posted by Philae Artes on Wednesday, November 27, 2019

There are a couple of other crochet Baby Yoda patterns on Etsy, too, and they each have their own flair.

If you’re not crafty enough to make either of these patterns come to life, no worries — you can always buy a stuffed Baby Yoda toy that’s ready-made! You’d be in good company, too, as Mattel’s Baby Yoda toy was the best-selling plush toy on Amazon for much of December. The toy is so popular that it sold out, but there’s a new talking version that is still available.

What are you waiting for??

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In Texas, the law states two individuals…

In Texas, the law states two individuals who feel the need to fight can agree to mutual combat through verbal or implied communication and have at it. As long as no “serious” injury occurs and both participants know what degree of risk they are hazarding, it’s allowed.